We were about to retain a conveyancing solicitor in Stourbridge endorsed on your site but have come across alternative costs illustrations on the internet seem cheaper – how come?
There are plenty of solicitors marketing theoretically looks to be cut price. We suggest that you give due consideration about how much you respect your own move to you are willing to be penny wise pound foolish in relation to the quality of the legal work. Many of them accentuate a low quote to catch your eye but conceal additional fees in the small print..
We are purchasing a flat and require a conveyancing solicitor in Stourbridge who is on the Clydesdale conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Stourbridge.
I am selling my home in Stourbridge. Does the conveyancer need to be on the Nationwide conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Nationwide conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently at the moment.
I happen to be the only recipient of my late grandmother’s will with all property in now in my sole name, including the house in Stourbridge. The Stourbridge property was put into my name in May. I want to move. I understand that there is a CML 6 month 'rule', which means that my property ownership will be treated the same way as though I had purchased the property in May. Will no one buy the property for half a year?
The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be impacted by that. How practical a view banks take of it, depend on the mortgage company as this requirement is primarily there to pick up on subsales or the wholesaling and assigning of properties.
My partner and I have organised a further advance on our home loan from TSB as we intend to carry out renovations to our house in Stourbridge. Do we need to choose a nearby Stourbridge solicitor on the TSB conveyancing panel to deal with the paperwork?
TSB don't usually require a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB panel.
My offer was accepted on a property in Stourbridge on 28/4/2025, valuation was booked 2 days after, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. Stourbridge is where the house is located. What do you suggest?
Flying freeholds in Stourbridge are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stourbridge you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stourbridge may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am purchasing a flat with all finances in place. My conveyancer has been handed with two distinct proof of photo ID, bank statement, numerous utility bills. Now he requires a copy from a probate lawyer stating that the money is in order and that it has come from inheritance and not dealing E's in Ibiza.
In today’s world you will not be able to complete any Stourbridge conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Establishing of your source of funds is required under Money Laundering laws.