I can't travel far from Stourbridge. What is the rationale as to why all Stourbridge conveyancers are not on all mortgage company panels?
Even though it may seem unfair for banks to restrict who can act for them, from the public’s or conveyancer’s point of view, the flip side is that lenders are increasingly anxious and feel it vital to shield themselves from illegal activities. As a result of this concern lenders are limiting their conveyancing panel to a manageable size.
Are you able to suggest a Skipton Building Society allowed Stourbridge conveyancing practice that can complete within a short deadline? Would it be better to use a local Stourbridge practice or a web based firm?
We can recommend some very good Stourbridge conveyancing firms. You can also walk up the high street in Stourbridge. Visit two or three law practices and ask to speak with a conveyancing solicitor for a fee estimate. Mention your time frames together with the reasons and ask for a commitment on speed. Choose the one that genuine.
How do I investigate if the solicitor conducting my conveyancing in Stourbridge is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Godiva Mortgages Ltd thus paying £187.00 plus VAT in additional legal costs.
Feel free to take advantage of the find a conveyancing panel solicitor tool on this site. Pick the lender and type ‘Stourbridge’ or your location and you will be presented with numerous solicitors based in Stourbridge or nearest you.
There are plenty of conveyancing solicitors in Stourbridge but how do I know who I should use?
Do not opt for the lowest Stourbridge conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Are all Stourbridge Conveyancing Quality Solicitors on the Coventry BS conveyancing list of approved solicitors?
Some major banks and building societies now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
I have decided to exercise my right to buy my property in Stourbridge off the council. I have a mortgage agreed with UBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
Do I need to take out insurance to protect me from financial exposure to chancel repairs when buying a house in Stourbridge?
Unless a prior purchase of the premises took place after 12 October 2013 you can assume that conveyancing practitioners conducting conveyancing in Stourbridge to continue to recommend a chancel search and or chancel repair liability policy.
We are in the process of buying a flat in Stourbridge. Could the conveyancer keep our transaction price private from the likes of Zoopla. Is this achievable and how?
HM Land Registry as a matter of law bound to specify price paid data on a register of the title for domestic properties nationwide which includes properties in Stourbridge. The register of title is a public document, so HM Land Registry would be breaching their statutory obligations excluded certain homes such as your one in Stourbridge.
In essence you can ask HM Land Registry to withhold the amount paid entry but the answer would be a No.