I was notified yesterday by my broker that my Stourbridge the law firm I have appointed is not on the mortgage company Solicitor panel. What can I do to be sure that this is correct?
The first thing you need to do is to call your Stourbridge lawyer directly. You lawyer should notify you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your bank.
Do the conveyancing lawyers identified through your ’find a lawyer’ tool handle right to buy conveyancing in Stourbridge?
We have identified a variety of conveyancing experts who can handle right to buy conveyancing work Do get in touch with us with a view to obtain a conveyancing quote.
As I am unsure how the conveyancing process works what is the most important piece of guidance you can give me regarding purchase conveyancing in Stourbridge?
Not many law firms or advisers will tell you this but conveyancing in Stourbridge or throughout Birmingham is often a confrontational process. In other words, when it comes to conveyancing there is an abundance of room for friction between you and others involved in the ownership transfer. For example, the seller, estate agent and on occasion the bank. Selecting a lawyer for your conveyancing in Stourbridge an important selection as your conveyancer is your adviser, and is the SOLE party in the process whose interest is to protect your best interests and to keep you safe.
We are witnessing a distinct ongoing adversarial element to conveyancing- someone has to be blamed for the process taking so long. You must always trust your lawyer ahead of the other parties when it comes to the legal transfer of property.
I am about to put a bid on a leasehold apartment in Stourbridge. The estate agents tell me that it is usual for flats in Stourbridge to have less than 75 years unexpired on the lease. I am obtaining a mortgage with Chelsea Building Society. Will the property be mortgageable given that the lease has 69 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/4/2025 the requirements read as follows :
When it comes to mortgage companies such as HSBC, do Stourbridge lawyers have to pay an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
My husband and I have arranged a further advance on our home loan from Aldermore as we want to carry out alterations to our home in Stourbridge. Are we obliged to choose a high street Stourbridge solicitor on the Aldermore conveyancing panel to handle the paperwork?
Aldermore do not ordinarily require a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore panel.
My sealed bid on a semi in Stourbridge has been agreed to, but there is a chain. The owners have put an offer on a property, but it’s not yet agreed to, and have viewings of other properties booked. I have selected a bricks and mortar conveyancing solicitor in Stourbridge. What should be my next step? When do I get the mortgage application with Santander started?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then valuation, Stourbridge conveyancing search charges, etc). The first course of action is to ensure that your property lawyer is on the Santander approved list. As to the subsequent stages this very much dictated by the circumstances of your transaction, motivation for the property and on the state of the market. During a hot market the majority of home buyers will apply for a home loan with Santander and arrange for the valuation and only if it comes back ok would they pay their conveyancer to move forward with the conveyancing in Stourbridge.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a residence in Stourbridge? or Apparently there is an ancient law that could mean that homeowners living in a parish church boundary may be liable to pay for maintenance to the chancel within the church. Is this appropriate for conveyancing in Stourbridge?
Unless a prior acquisition of the house took place post 12 October 2013 you can take it that solicitors carrying out conveyancing in Stourbridge to continue to suggest a chancel search and or insurance against a claim.