Can I use your services to find a Conveyancing solicitor in Stourbridge even if I’m not buying or disposing of a house, for instance if I want to acquire an office in Stourbridge with a mortgage from Leeds Building Society?
The service is primarily used to locate residential conveyancing solicitors in Stourbridge but we have recorded at the end of this page a few Stourbridge commercial conveyancing firms. You should enquire with the company directly to check if they can also act for Leeds Building Society
I have been referred to a conveyancing solicitor in Stourbridge. I I would like to check whether they are on the Halifax approved list of lawyers. Can you help?
You should e-mail the conveyancer and ask them whether they can act for the bank. Alternatively you can get in touch with Halifax who may be able to assist.
When it comes to mortgage companies such as Virgin Money, do Stourbridge lawyers incur a fee to be on the conveyancing panel?
We are unaware of any mortgage company fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.
We previously appointed solicitors located in Stourbridge on the TSB solicitor approved list. They are now charging me a further amount for handling the TSB mortgage. Is this a supplemental conveyancing fee set by TSB?
Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your conveyancer is entitled to levy a fee for this. This charge is not set by TSB but by your Stourbridge property lawyer. Plenty of firms on the TSB panel will levy ’dealing with mortgage’ fee and others do not.
Bank of Ireland have agreed my home loan in principle, my bid on a apartment in Stourbridge has been agreed to, what happens next?
Your estate agent will need to be informed of your lawyer's details (ensure that the conveyancing practitioners are on the bank’s approved list). Call up Bank of Ireland or the financial adviser and finalise any relevant documentation. Bank of Ireland will instruct a valuer who will get in contact with the selling agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes on average a week for the mortgage offer to be issued. Bank of Ireland will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Stourbridge.
How does conveyancing in Stourbridge differ for newly converted properties?
Most buyers of new build property in Stourbridge come to us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because builders in Stourbridge tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Stourbridge or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Stourbridge is where the house is located. What do you suggest?
Flying freeholds in Stourbridge are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stourbridge you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stourbridge may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
A conveyancing firm acted on my conveyancing in Stourbridge 5 years past having stored my deeds but has now closed – how do I get hold of them?
Deeds, as such, are no longer appropriate for the majority of homes in Stourbridge are registered electronically at Land Registry. If you need to show ownership or are selling or refinancing your conveyancing practitioner will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.