I have given 2 months notice to my existing landlord and have to be out of my let out property in Strood by the end of next month. Conveyancing for my house purchase has just started. How realistic is it to complete in 4 weeks as I wish to avoid having to move into short term accommodation?
The normal practice is not to provide notice on a rental unless your lawyer suggests that you should. If you have not previously done so, update to your lawyer and request that they cajole the sellers side, try to an acceptable time-line that everyone will aim towards
We are buying a flat and need a conveyancing solicitor in Strood who is on the Bank of Ireland conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Strood.
I am helping my niece sell her property in Strood. Will the solicitor arrange an energy assessment or do I organise this?
After the demise of Home Information Packs, energy assessments remained a mandatory part of selling a house. An EPC should be commissioned prior to the property being placed on the market. This is not a task that lawyers normally arrange. Where you are using a Strood conveyancing practitioner they might be able to arrange EPC’s given their contacts with long established local assessors
I had a mortgage agreed in principle with Nottingham. Strood conveyancing lawyers are selected. What is the average time that one could expect to receive a mortgage offer from Nottingham?
Some lenders take longer than others. Have Nottingham done the valuation? Have you informed Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
The mortgage over my property is with Kent Reliance for my property in Strood. Conveyancing has been completed 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Kent Reliance?
Kent Reliance must be informed of your intention in advance of letting out your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. It may be that Kent Reliance will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. It should not be necessary to do this via a Kent Reliance conveyancing panel firm.
I used Arc property Solicitors a few years past for my conveyancing in Strood. I now require my file however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Strood of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Strood differ for newly converted properties?
Most buyers of new build residence in Strood approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is finished. This is because builders in Strood usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Strood or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Strood is the location of the property. What do you suggest?
Flying freeholds in Strood are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Strood you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Strood may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.