My Conveyancer in Strood has never been on on the Accord Mortgages Ltd Conveyancing Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are excluded from the Accord Mortgages Ltd approved list?
The limited options available to you here include:
- Complete the purchase with your preferred Strood solicitors but Accord Mortgages Ltd will need to instruct a lawyer on their panel. This will inevitably rack up the overall conveyancing charges and cause frustration.
- Get a new solicitor to to deal with the conveyancing, remembering to check they are Convince your solicitor to do everything within their powers to join the Accord Mortgages Ltd conveyancing panel
Is it necessary to take out insurance to cover chancel repairs when buying a property in Strood?
Unless a prior purchase of the house completed after 12 October 2013 you may expect lawyers handling conveyancing in Strood to remain encouraging a chancel search and or chancel repair liability policy.
It has been 4 months since my purchase conveyancing in Strood took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Strood differ for newly converted properties?
Most buyers of new build or newly converted property in Strood contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is constructed. This is because new home sellers in Strood usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Strood or who has acted in the same development.
Given that I will soon part with over three hundred thousand on a garden flat in Strood I wish to have a conversation with the solicitor concerning thehome move before appointing the firm. Can this be arranged?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you speaking to the conveyancer due to be conducting your property ownership legalities in Strood.There is no ‘factory style conveyancing’ - each client is an important person, not a file reference. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Strood should be the amount on the final invoice that you end up paying.
I have just appointed agents to market my garden apartment in Strood. Conveyancing solicitors are to be appointed soon, however I have just received a yearly service charge demand – should I leave it to the buyer to sort out?
The sensible thing to do is discharge the service charge as you normally would as all rents and service invoices will be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Leasehold Conveyancing in Strood - A selection of Questions you should consider Prior to Purchasing
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Best to be warned whether a new roof is being installed or some other major work is anticipated to be shared amongst the leasehold owners and will dramatically increase the the maintenance fees or necessitate a one time invoice. The majority of Strood leasehold properties will incur a service bill for maintenance of the block invoiced on behalf of the freeholder. Where you acquire the property you will have to pay this charge, usually quarterly throughout the year. This may differ from two or three hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a rentcharge to be met annual, this is usually not a exorbitant figure, say about £50-£100 but you should to enquire as on occasion it could be prohibitively expensive.