I can't travel far from Strood. Is there a reason why all Strood conveyancers aren't automatically on all bank panels?
Before the recession most banks exhibited an approach to risk which is different from today. The Financial Services Authority in 2010 conducted a thematic review into fraud which in summary warned lenders: know the conveyancers on your panel. Accordingly, banks have since looked to extract more data from law firms concerning their operations and the staff employed by them and set certain criteria such as completing a minimum volume of transactions. Thousands of firms have been excluded from lender panels even though they had an exemplary track record, no complaints and zero claims and didn't just 'dabble' in conveyancing. Such firms found it impossible meet the minimum amount of transactions the mortgage companies set.
We were just about to sign contracts for a leasehold flat in Strood. We encountered a problem. Our mortgage offer with Platform Home Loans Ltd expires on 26/8/2026 but the vendors are insisting on a completion date of 28/8/2026. Can one extend the loan expiry date?
The best person to address this question is your lawyer who will hopefully calculate whether he or she is better off negotiating with the lender, seller’s lawyers, estate agents or possibly all parties based on the history of your transaction as of today.
We hope to to purchase with Darlington Building Society. I popped in a couple of high street companies but cant to find a Strood conveyancing firm on the Darlington Building Society panel. Please you help?
You should make the most of the find a conveyancing panel solicitor tool on this page. Please choose the mortgage company and type Strood or your location and you will discover a number of lawyer based in Strood or nearest you.
The deeds to our house are lost. The conveyancers who did the conveyancing in Strood 10 years ago are no longer around. What are my next steps?
You no longer need to have the physical original deeds to establish that you are the registered proprietor of land or premises, given that the Land Registry hold details of all registered land or property electronically.
I'm buying my first flat in Strood with a mortgage from Bank of Scotland. The builders refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep suggested that I not inform my conveyancer about the deal as it may affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a conveyancing lawyer in Strood for my remortgage. Is there any facility to review a solicitor's complaints history with the legal regulator?
One may search for documented Solicitor Regulator Association (SRA) decisions resulting from investigations started on or after 1 January 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor telephone calls for training requirements.