My best friend’s uncle is a property lawyer. I am hopeful that I can be offered mate’s rates for conveyancing, but if not, what level of figure would I typically be looking at for conveyancing in Strood?
You should compare pricing. Do use our comparison tool on this site. Whilst estimates seem to contrast greatly but the service one can expect are distinct between solicitors as is true with most professions.
Finally the sale completed on my house in Strood last January but my buyer keeps SMS messaging daily to say their conveyancer is waiting to hear from mylawyer. What should my lawyer have done following completion?
Following your disposal your solicitor should forward the transfer deeds and all additional paperwork to the purchaser's solicitors. Where relevant, your conveyancer should also evidence that the mortgage has been paid off to the buyers lawyers. There is unlikely to be post completion requirements peculiar conveyancing in Strood.
We are planning to move home in January. Does my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you put forward a removal company in Strood. Conveyancing lawyer was chosen before I stumbled across this website.
On the day of completion you will need to pick up the keys from the property agent however this can only be done once the previous owners solicitors confirm to the agent that they acknowledge receipt of the completion payment and the keys can be handed over. Subsequently you can inform the removal men that you are ready to move in. We do not suggest a particular removal company but can assist you in finding a residential property solicitor in Strood or a solicitor that specialises in conveyancing in Strood.
We are getting a further advance on our home loan from Principality as we want to conduct renovations to our home in Strood. Do we need to select a bricks and mortar Strood solicitor on the Principality conveyancing panel to handle the paperwork?
Principality don't usually appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Principality panel.
The formalities of my purchase has taken place for my property in Strood. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Should our lawyer be raising enquiries concerning flooding during the conveyancing in Strood.
Flooding is a growing risk for lawyers dealing with homes in Strood. There are those who acquire a house in Strood, fully expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Solicitors are not best placed to impart advice on flood risk, but there are a number of checks that can be undertaken by the purchaser or on a buyer’s behalf which should figure out the risks in Strood. The standard information supplied to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard inquiry of the seller to discover whether the property has suffered from flooding. If flooding has previously occurred which is not disclosed by the seller, then a buyer may commence a claim for damages stemming from an incorrect answer. A purchaser’s lawyers will also conduct an enviro report. This will reveal whether there is any known flood risk. If so, more detailed investigations should be conducted.
How does conveyancing in Strood differ for newly converted properties?
Most buyers of new build or newly converted property in Strood approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is finished. This is because house builders in Strood typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Strood or who has acted in the same development.
I'm remortgaging my current house to a BTL loan with Birmingham Midshires and I will use the ballance of the raised equity as a down payment on further property. The neighborhood we are looking at is Strood. Will your solicitors be able to act for both sets of lenders and tie in the transactions?
Do use our search tool on this page to ensure that the conveyancers are approved by both mortgage companies. Assuming that they are the solicitor should be able to simultaneously deal with the two deals but you should have a chat with you conveyancer and make apparent your expectations and needs.