My financial adviser has requested my Strood lawyer’ panel member for the Nationwide conveyancing panel. Can you suggest how I discover this. I have tried my local Strood branch but they have not responded to me.
You are best placed to get this information from your Strood lawyer . They maintain a central record lender panel numbers.
My wife and I are purchasing a flat in Strood. I might seem paranoid but how we can trust a conveyancer? At some point we have to deposit money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Are all Strood Conveyancing Quality Solicitors on the Nottingham conveyancing list of approved solicitors?
A selection of lenders now utilise CQS as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their approved list of conveyancing solicitors.
I have finally had an offer on an apartment in Strood accepted, but there is a chain. The sellers have placed an offer on a property, but it’s not yet tied up, and are looking at other properties in the pipeline. I have chosen a nearby conveyancing solicitor in Strood. What do I do now? At what stage should I apply for the mortgage with Coventry BS?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is approx one thousand pounds, then valuation, Strood conveyancing search costs, etc). The first course of action is to check that your property lawyer is on the Coventry BS conveyancing panel. Regarding the next phase this very much depends on the specifics of your case, motivation for this property and on the state of the market. During a buoyant market some home buyers will apply for a home loan with Coventry BS and pay for the valuation and only if it was satisfactory would they pay their solicitor to press on with the conveyancing in Strood.
Should our conveyancer be raising enquiries about flooding as part of the conveyancing in Strood.
The risk of flooding is if increasing concern for solicitors dealing with homes in Strood. There are those who acquire a property in Strood, fully expectant that at some time, it may suffer from flooding. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Lawyers are not best placed to impart advice on flood risk, however there are a numerous checks that may be carried out by the buyer or on a buyer’s behalf which will give them a better appreciation of the risks in Strood. The standard information given to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the owner to discover if the property has suffered from flooding. If flooding has previously occurred and is not notified by the seller, then a buyer may commence a legal claim for losses as a result of such an inaccurate reply. A purchaser’s conveyancers should also commission an environmental search. This will higlight whether there is a recorded flood risk. If so, more detailed investigations should be initiated.
I used Stirling Law several years ago for my conveyancing in Strood. I now require my file but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Strood of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a ground for flat up to £195,000 and found one close by in Strood I like with amenity areas and transport links in the vicinity, however it's only got 51 years on the lease. I can't really find anything else in Strood suitable, so just wondered if I would be making a grave error buying a short lease?
Should you require a home loan the remaining unexpired lease term may be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
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At this site obtain a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Strood. As opposed to estate agents and many comparison sites we do not charge firms a commission if you select them for your conveyancing in Strood