What does my ID and proof of funds have anything to do with my conveyancing in Skewen? What am I being asked for?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to check the identity of the potential client they are dealing with before they can accept their conveyancing retainer. The Terms of Engagement that you are required to sign should reaffirm this. Your lender will also require certain documents to be viewed. Where you are unwilling to supply identification documents, your solicitor will not be able to take you on as a client.
A friend informed me that in purchasing a property in Skewen there could be a number of restrictions preventing external alterations to a property. Is this right?
We are aware of a number of properties in Skewen which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Skewen should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
It is unclear whether my bank requires a lease extension. I have telephoned my Skewen building society branch on a couple of occasions and was advised it wasn't an issue and they would lend. My Skewen conveyancing solicitor - who is on the bank conveyancing panel- called to say that they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your lawyer has to comply with the Council of Mortgage Lenders’ Handbook section two provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Planning on purchasing a flat in Skewen. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Skewen solicitor is on the Nationwide conveyancing panel.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a house in Skewen? or I am told that there is an ancient law that means some homeowners residing in a parish church boundary will be compelled to pay for repairs to the chancel in proximity to the church. Is this suitable for conveyancing in Skewen?
Unless a prior acquisition of the property completed after 12 October 2013 you could expect conveyancing practitioners delivering conveyancing in Skewen to continue to recommend a chancel search and or insurance against a claim.
Me and my brother own a terraced Edwardian house in Skewen. Conveyancing practitioner represented me and Bank of Ireland. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Skewen and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing practitioner who conducted the conveyancing.
The estate agent has sent us the confirmation of our purchase of a new build flat in Skewen. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Skewen
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Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
How difficult is it to transfer to a new firm as I need to instruct a firm on the Halifax conveyancing panel. I hired a family conveyancing solicitor in Skewen five minutes from me but the firm is not accepted by Halifax
It would be our pleasure to help you find a conveyancing solicitor in Skewen on the Halifax panel. Please note that the conveyancers that we on the directory do not pay us fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Skewen. In utilising the find a conveyancing solicitor tool on this website, you can scrutinise costs for conveyancing solicitors in Skewen and beyond.