I purchased a freehold premises in Rhoose but nevertheless charged rent, why is this and what is this?
It’s unusual for properties in Rhoose and has limited impact for conveyancing in Rhoose but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.
I have 71 years left on my lease and need a lease extension for my flat in Rhoose. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/10/2025 the requirements read as follows :
I have been advised by my solicitor that chancel insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Rhoose?
The appropriate level of chancel indemnity insurance should be dictated by who who your lender is. It would differ for example between Barclays and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to members of the public take out such policies.
Are all Rhoose Conveyancing Quality Solicitors on the Nationwide conveyancing panel?
It is true that some lenders now make use of CQS as the kick off point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
My partner and I are at the point of viewing apartments in Rhoose and I am about to put in an offer. Is it sensible to have a lawyer on ‘stand by’? I intend to finance via a mortgage with RBS.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are getting a mortgage with RBS, make sure you remember to check that your lawyer is on the RBS conveyancing panel.
Given that I am about to part with hundreds of thousands of pounds on a garden flat in Rhoose I would like to talk to a solicitor regarding thetransaction before instructing the firm. Is this something that you can arrange?
Absolutely - we would be pleased to talk to you we do not take any clients on without you speaking to the solicitor who will be conducting your property ownership legalities in Rhoose.There is no ‘factory style conveyancing’ - every client is unique person, not a file reference. The practices that we put you in touch with believe that the figure you are quoted for your conveyancing in Rhoose should be the figure that you are charged.
Am I best advised to go with a Rhoose conveyancing practitioner in close proximity to the house I am hoping to buy? I have an old university friend who can carry out the legal formalities but they are based a couple of hundredkilometers drive away.
The benefit of a high street Rhoose conveyancing firm is that you can visit the firm to sign paperwork, hand in your ID and apply pressure on them if necessary. Having local Rhoose know how is a plus. However nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and in the main were content that should trump using an unknown Rhoose conveyancing lawyer solely due to them being local.
Having had my offer accepted I require leasehold conveyancing in Rhoose. Before I set the wheels in motion I require certainty as to the remaining lease term.
If the lease is recorded at the land registry - and most are in Rhoose - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Rhoose Leasehold Conveyancing - Examples of Questions you should ask before Purchasing
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You should be aware that where the lease has no more than eighty years it will impact the value of the apartment. It is worth checking with your lender that they are willing to lend given the lease term. A short lease means that you will almost definitely need a lease extension sooner rather than later and it is worth discovering what this would cost. Remember, in most cases you would need to own the residence for 24 months before you are eligible to extend the lease. Most Rhoose leasehold properties will be liable to pay a service bill for maintenance of the block levied on behalf of the landlord. If you purchase the property you will have to pay this charge, normally periodically accross the year. This can differ from several hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a ground rent for you to pay annual, this is usually not a significant figure, say approximately £50-£100 but you should to enquire it because occasionally it can be prohibitively expensive. What is the name of the managing agents?