Do I have to have a meeting at the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Fairwater so that I can pop in to their offices if necessary.
As opposed to ten years ago, most mortgage companies no longer require their conveyancing panel solicitor to witness the borrowers signature. It will still be necessary for you to supply ID documents and there are still distinct advantages to using a local practitioner, in your situation a conveyancing solicitor in Fairwater.
Last month we had a mortgage agreed in principle with Coventry BS. Fairwater conveyancing lawyers are chosen. What is the average time that one could expect to receive a mortgage offer from Coventry BS?
Some lenders take longer than others. Have Coventry BS done the survey? Have you informed Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
After months of negotiation I have agreed a price on a house in Fairwater. My financial adviser suggested a conveyancer. I paid an upfront payment of £200. Soon after, the solicitor contacted me sheepishly admitting that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am due to exchange contracts on my house. I had a double glazing fitted in April 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Nationwide are being a right pain. The Fairwater solicitor who is on the Nationwide conveyancing panel is saying indemnity insurance will be fine but Nationwide are requiring a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
A friend advised me that where I am buying in Fairwater I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Fairwater conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Fairwater around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Fairwater Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Fairwater Education with plans and statistics, Local Amenities and other useful information concerning Fairwater.
I used Wolstenholmes several years past for my conveyancing in Fairwater. I now require my file however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Fairwater of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
What does commercial conveyancing in Fairwater cover?
Fairwater conveyancing for business premises covers a broad range of guidance, supplied by qualified solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
My husband and I are novice buyers - had an offer accepted, yet the property agent informed us that the seller will only move forward if we use the agent's recommended solicitors as they want a ‘quick sale’. My instinct tells me that we should use a family conveyancer used to conveyancing in Fairwater
We suspect that the owner is not behind this demand. Should the owner desire ‘a quick sale', turning down a genuine purchaser is going to damage their objectives. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are chain free (d) you intend to proceed fast (e)but you intend to instruct your own,trusted Fairwater conveyancing solicitors - not the ones that will earn the negotiator at the agency a introducer fee or achieve conveyancing thresholds pre-set by corporate headquarters.