I am about to put an offer on a leasehold property in Grangetown. The property agents say that it is standard for flats in Grangetown to have less than 75 years unexpired on the lease. I am getting a loan with Accord Mortgages. Is this going to be a problem if the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 4/10/2025 the requirements read as follows :
What is your number one tip for finding a conveyancing solicitor in Grangetown
We would encourage you not to base your choice on the lowest Grangetown conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
What is the difference between a licensed conveyancer and conveyancing solicitor in Grangetown
There are many recorded licenced Conveyancers in Grangetown and Solicitor practices in Grangetown who can assist with your conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. Both can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I have paid off my mortgage with Yorkshire BS. I assume I don't need a Grangetown lawyer on the Yorkshire BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
I need some fast conveyancing in Grangetown as I have pressure to sign on the dotted line inside one month. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?
If.Given you are not obtaining a mortgage you have the choice not to have searches carried out although no solicitor would suggest that you don't. With lots of history conveyancing in Grangetown the following are instances of what can be revealed and adversely impact market value: Enforcement Actions, Overdue Fees, Outstanding Grants, Road Schemes,...
My business partner and I are planning to take an assignment of a lease of a shop on a shopping parade. Can you recommend lawyers offering no-sale-no charges for commercial conveyancing in Grangetown for less than £1,200?
We can recommend firms who have specialist knowledge of commercial conveyancing in Grangetown, including the disposal and purchase of businesses as well as simply premises. If you are hoping to purchase or sell a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right firm. As for the charges this will depend on the structure and terms of the deal. Let us have your contact information or phone us so that we may supply you with a fixed commercial conveyancing quote.
My step-father has recommend that I appoint his conveyancing solicitors in Grangetown. Do I follow his recommendation?
No doubt it’s preferable to choose a conveyancing solicitor is to have feedback from friends or relatives who have experience in using the firm you're considering.
Having checked my lease I have discovered that there are only 72 years unexpired on my flat in Grangetown. I need to get lease extension but my freeholder is can not be found. What options are available to me?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. You will be obliged to demonstrate that you or your lawyers have done all that could be expected to track down the freeholder. For most situations a specialist should be helpful to try and locate and to produce a report to be accepted by the court as proof that the landlord can not be located. It is advisable to get professional help from a conveyancer both on investigating the landlord’s disappearance and the application to the County Court overseeing Grangetown.
Grangetown Leasehold Conveyancing - Sample of Questions you should consider before buying
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Are there any major works in the near future that could add a premium to the maintenance costs? It would be prudent to discover as much as possible about the company managing the block as they will either make your life much easier or uncomfortable. As the proprietor of a leasehold property you are frequently at the mercy of the managing agents both financially and when it comes to every day matters like the tidiness of the common parts. Ask prospective neighbours what they think of their service. Finally, be sure you understand the dates that you are obliged pay the maintenance charge to the relevant party and precisely what it includes. How much is the service charge and ground rent on the flat?