I am getting a mortgage offer from Lloyds. My intention is to employ the services of a Licensed Conveyancer in St Athan. Does the Lloyds Conveyancing panel exclude conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I have been advised by my solicitor that restrictive coveneant insurance is needed on my purchase. What is the level of cover for St Athan conveyancing?
The appropriate level of restrictive coveneant indemnity insurance should be dictated by who who your lender is. It would differ for example between Accord Mortgages Ltd and Chelsea Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
We previously appointed conveyancers with offices in St Athan on the RBS solicitor approved list. They are now charging me a further amount for dealing with the RBS mortgage. Is this an additional conveyancing fee specified by RBS?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer can charge a fee for this. The fee is not dictated by RBS but by your St Athan lawyer. Plenty of firms on the RBS panel will quote ’dealing with mortgage’ fee and others do not.
After much negotiation I have agreed a price on a house in St Athan. My financial adviser suggested a lawyer. I paid an upfront payment of £175. A couple of days later, the lawyer contacted me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am buying a new build flat in St Athan. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in St Athan
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
I opted to have a survey done on a property in St Athan in advance of appointing lawyers. I have been told that there is a flying freehold element to the property. My surveyor advised that some banks tend not give a loan on this type of premises.
It varies from the lender to lender. Santander has different requirements for example to Halifax. Should you wish to call us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in St Athan. Conveyancing may be slightly more expensive based on your lender's requirements.
As co-executor for the estate of my aunt I am selling a residence in Monmouth but I am based in St Athan. My conveyancer (who is 300 miles awayneeds me to sign a stat dec before completion. Could you suggest a conveyancing lawyer in St Athan who can witness and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are St Athan based
How do I find the right lawyer for my conveyancing in St Athan ?
First ask the people you trust who they used in the past and if they were happy with the service. Option 2 is to use a search tool on the web for conveyancing in St Athan. Telephone a couple or more firms from the list and ask them to send you their conveyancing fees and discuss your needs with the solicitor who will conduct your conveyancing before you commit. Option 3 is to use our search tool to help you find the right solicitors for you based on your unique requirements including location,speed, complexity and who your intended lender is.Resist the temptation to appoint lowest cost conveyancing solicitors in St Athan