Why do I have to pay up front when it comes to conveyancing in Stoke Bishop?
Where you are retaining lawyers for conveyancing in Stoke Bishop your lawyer will ask you put them with monies to cover the the cost of the conveyancing searches. Generally this is called for to cover the fees of the conveyancing searches. If any down payment is as part of the sale price then this should be needed shortly prior to contracts are exchanged. Any further balance that is needed will be payable a few days prior to the completion date.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Stoke Bishop. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/1/2026, the requirements read as follows :
I am purchasing my first flat in Stoke Bishop with a loan from Aldermore. The builders refused to move on the price so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not reveal to my conveyancer about this deal as it would affect my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey done on a property in Stoke Bishop prior to instructing conveyancers. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some banks tend refuse to give a loan on a flying freehold premises.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you contact us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Stoke Bishop. Conveyancing will be smoother if you use a solicitor in Stoke Bishop especially if they regularly deal with such properties in Stoke Bishop.
Given that I am about to part with hundreds of thousands of pounds on a house in Stoke Bishop I would like to have a conversation with the lawyer about myhome move prior to appointing the firm. Is this something that you can arrange?
We could not agree more - we would be happy to talk to you we do not take any clients on without you first talking to the conveyancer due to be doing your conveyancing in Stoke Bishop.There is no ‘factory style conveyancing’ - each client is an important person, not a matter number. The practices that we put you in touch with believe that the figure you are provided with for residential conveyancing in Stoke Bishop should be the amount on the final invoice that you end up paying.
Can a conveyancer remove a name from the title of my home in Stoke Bishop ?
Removing or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a conveyancing practitioner to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a solicitor