I am getting a offer of a home loan from Nat West. I hope to retain the legal services of a Licensed Conveyancer in Yardley. Does the Nat West Solicitor panel exclude Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
We are about to sign contracts for a garden flat in Yardley. We encountered a snag. The loan offer with Britannia expires on 6/6/2025 but the vendors are putting forward a completion date of 10/6/2025. Is it possible to prolong the loan expiry date?
The best person to address this question is your solicitors who will assess if he or she is corresponding with the bank, owner’s lawyers, selling agents or indeed all three given the circumstances your house move to date.
Last month we had a mortgage agreed in principle with Clydesdale. Yardley conveyancing solicitors are selected. How long does it take for Clydesdale to send the offer to the property lawyer?
Some lenders take longer than others. Have Clydesdale conducted the valuation? Have you advised Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am buying a property in Yardley. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender TSB be concerned?
Given that your lender is TSB your lawyer must comply with the conveyancing requirements contained in Section two of UK Finance Lenders’ Handbook for TSB. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and solicitors are required to report to TSB where a lease fails to comply with these provisions. The conditions relate to the installation of panels on properties countrywide and is not limited to Yardley.
Having digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Yardley solicitor - who is on the Barclays conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Yardley surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have todayfound out that Arc property Solicitors have been shut down. They conducted my conveyancing in Yardley for a purchase of a freehold house 9 months ago. How can I be sure that my home is in my name in the name of the previous owner?
The quickest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Yardley conveyancing specialists.
My uncle has suggested that I use his conveyancing solicitors in Yardley. Should I find my own property lawyer?
There are no two ways about it the best way to find a conveyancing practitioner is to have guidance from friends or family who have actually used the firm that you are are thinking of instructing.
Finally, a mortgage offer from a bank for the refinancing of my 3 bedroom flat is coming within the next few days. Can you suggest a low cost remortgage conveyancing practitioner in Yardley ?
This site is not designed to help in pursuit of the cheapest conveyancing solicitors in Yardley. Our intention is to offer excellent value conveyancing but our intention is not to advertise as being the cheapest. Do not be fooled by brokers offering £99 conveyancing in Yardley.At best, in going for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for additional fee and still not get the service required.