I have 71 years remaining on my lease and require a lease extension for my flat in Shard End. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/12/2025 the requirements read as follows :
We had chosen solicitors locally in Shard End on the UBS solicitor panel. They are now charging me a further fee for dealing with the UBS mortgage. Is this a supplemental conveyancing fee set by UBS?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your conveyancer can levy a fee for this. This fee is not set by UBS but by your Shard End solicitor. Numerous firms on the UBS panel will charge an ‘acting for lender’ fee but many firms incorporate it on their overall fee.
I have a mortgage with RBS for my property in Shard End. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform RBS?
You must advise RBS in advance of renting your property as this is likely to be a breach of RBS’s mortgage conditions. It may be that RBS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. You need not do this via a RBS conveyancing panel lawyer.
I have finally had an offer on a maisonette in Shard End agreed to, but there is a chain. The vendors have offered on somewhere, but it’s not yet tied up, and are looking at other properties in the pipeline. I have selected a high street conveyancing solicitor in Shard End. What do I do now? When should I get the mortgage application with Principality started?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx one thousand pounds, then valuation, Shard End conveyancing search charges, etc). The first course of action is to ensure that your conveyancer is on the Principality approved list. As to the subsequent stages this very much dictated by the uniqueness of your case, attraction to this property and on the state of the market. During a hot market the majority of purchasers will apply for the mortgage with Principality and pay for the valuation and only if it comes back ok would they ask their solicitor to proceed with searches.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Shard End?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Shard End. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Given that I will soon part with 450k on a house in Shard End I would like to talk to a conveyancer about myhouse move before appointing the firm. Can this be arranged?
Absolutely - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer due to be doing your conveyancing in Shard End.There is no ‘factory style conveyancing’ - every client is unique individual, not a matter number. The practices that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Shard End should be the amount on the final invoice that you are charged.
My father has suggested that I instruct his conveyancers in Shard End. Do I follow his guidance?
There are no two ways about it it’s preferable to find a conveyancing solicitor is to have feedback from friends or family who have actually experience in using the firm you're considering.
What can I do to discover who is the owner of a house in Shard End?
Assuming that the property is recorded at HM Land Registry, and you have the details of the address of the premises, you should be able to view results from the the Land Registry of the recorded proprietor for a for less than a fiver.