I have just been advised by my mortgage broker that my Wolstanton solicitor is not on the bank Solicitor panel. What can I do to be sure if this is correct?
You need to call your Wolstanton lawyer directly. It is reasonable to expect your lawyer to inform you what has happened. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
I need some expedited conveyancing in Wolstanton as I am under an ultimatum to sign on the dotted line inside 3 weeks. A home loan is not required. Is it possible to escape the need for conveyancing searches to save money and time?
As you are not obtaining a home loan you are at free not to do searches although no conveyancer would suggest that you don't. Drawing on years of experience of conveyancing in Wolstanton the following are examples of issues that can appear and adversely impact the marketability of the property: Enforcement Notices, Outstanding Charges, Overdue Grants, Road Schemes,...
Due to the guidance of my in-laws I had a survey completed on a property in Wolstanton prior to appointing solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some lenders tend not give a mortgage on this type of home.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Wolstanton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wolstanton to see if the conveyancing costs will increase in light of this.
I have been advised by a number of selling agents in Wolstanton to locate a conveyancer using your seach tool. What’s the financial upside for Estate Agents to promote your site over another?
We don’t offer any financial incentive for sending work to this site. We thought it would be too underhand a fee as members of the public would think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
We're FTB’s - agreed a price, yet the agent informed us that the vendor will only proceed if we instruct the agent's recommended solicitors as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a local conveyancer who is familiar with conveyancing in Wolstanton
We suspect that the owner is not behind this request. Should the owner desire ‘a quick sale', turning down a motivated buyer is counter productive. Speak to the vendors direct and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you do not need to sell (d) you wish to move quickly (e)however you are going to appoint your own,trusted Wolstanton conveyancing lawyers - not the ones that will earn their negotiator at the agency a kickback or achieve conveyancing thresholds pre-set by head office.
Is there a distinction between surveying and conveyancing in Wolstanton?
Conveyancing - in Wolstanton or elsewhere - is the legal term given to transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you are purchasing and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for reducing the price down or asking the seller to remedy the defects before you move in.