My wife and I have recently appointed a conveyancing solicitor in Sneyd Green. I I am struggling to find out if they are on the Chelsea Building Society conveyancing panel. Could you help?
You should e-mail your lawyer and ask them whether they are on the lender panel. Alternatively you should call Chelsea Building Society who may be able to confirm.
If you had a top tip for selecting a conveyancing solicitor in Sneyd Green what would it be?
Do not opt for the lowest Sneyd Green conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Completion of my remortgage has taken place for my property in Sneyd Green. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Virgin Money have agreed my home loan in principle, my bid on a apartment in Sneyd Green has been accepted, what happens next?
The property agent will want to know who your solicitors are (ensure that the lawyers are on the bank’s approved list). Contact Virgin Money or your broker and complete any appropriate documentation. Virgin Money will sellect a valuer who will get in touch with the selling agent or vendor to arrange a slot for the valuation to take place. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Virgin Money will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Sneyd Green.
A friend advised me that where I am buying in Sneyd Green I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Sneyd Green conveyancing searches. It is a large report of more than thirty pages, listing and detailing significant information about Sneyd Green around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Sneyd Green Education with plans and statistics, Local Amenities and other useful data regarding Sneyd Green.
Are there restrictive covenants that are commonly identified as part of conveyancing in Sneyd Green?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Sneyd Green. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Sneyd Green is the location of the property. What do you suggest?
Flying freeholds in Sneyd Green are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Sneyd Green you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sneyd Green may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm converting the mortgage on my primary house to a BTL loan with HSBC Bank and I will use the rest of the raised equity as a deposit on another property. The area we are looking at is Sneyd Green. Will your solicitors be able to act for the two banks and link together the conveyances?
Make use of our comparison tool on this page to check that the solicitors are approved by both banks. Assuming that they are the solicitor will be able to simultaneously deal with the two transactions but you should talk with you solicitor and specify your desired outcome and needs.