A friend pointed out to me me that in buying a property in Hanley there could be various restrictions affecting the ability to carry out external changes to the property. Is this right?
There are anumerous of properties in Hanley which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Hanley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am currently in the process of buying my council flat in Hanley. I have a mortgage offer with Santander. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
Our offer on a detached house in Hanley has been agreed to, the vendors do nevertheless have a dependent purchase. The vendors have offered on a property, however it’s not been accepted yet, and are looking at other flats in the pipeline. I have selected a high street conveyancing solicitor in Hanley. What should be my next step? At what point do I apply for the mortgage with RBS?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is approx £1k, then valuation, Hanley conveyancing search costs, etc). The first course of action is to ensure that your lawyer is on the RBS approved list. As to the next phase this very much dictated by the circumstances of your case, attraction to this property and on the state of the market. During a buoyant market many buyers will apply for the mortgage with RBS and arrange for the valuation and only if it comes back ok would they request their conveyancer to press on with searches.
What does a local search reveal regarding the house we're purchasing in Hanley?
Hanley conveyancing often starts with the applying for local authority searches directly from your local Authority or through a personal search organisations such as Searchflow The local search plays a central role in most Hanley conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your new home. The search should provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
My wife and I have a terraced Victorian property in Hanley. Conveyancing practitioner acted for me and The Royal Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the exact same address. Is it worth asking The Royal Bank of Scotland to clarify?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hanley and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing practitioner who conducted the purchase.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Hanley is where the house is located. What do you suggest?
Flying freeholds in Hanley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hanley you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hanley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My business partner and I are hoping to take an assignment of a lease of a shop on the high street. Can you recommend solicitors offering no-move-no fees for commercial conveyancing in Hanley for less than 2k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Hanley, including the disposal and acquisition of businesses as well as simply property. If you are looking to acquire or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right firm. As for the charges these will vary based on the structure and complexity of the proposed transaction. Please provide us with your details or call us so that we may furnish you with comprehensive commercial conveyancing calculation.
I need to find a conveyancing solicitor for my conveyancing in Hanley. I've stumble across a site which seems to have the perfect answer If there is a chance to get all formalities done via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?