What does my ID and proof of funds have anything to do with my conveyancing in Kingsdown? What am I being asked for?
Kingsdown conveyancing solicitors and indeed property practitioners throughout the UK have an obligation under Anti-terror and anti-money-laundering rules to verify the identity of any client with a view to satisfy themselves that clients are who they say they are.
Conveyancing clients will need to provide two forms of certified ID; proof of ID (typically a Passport or Driving Licence) and evidence of address (usually a Utility Bill no older than three months).
Evidence of the origin of funds is also necessary in compliance with the money laundering regulations as lawyers are duty bound to ensure that the money you are using to acquire a property (whether it be the deposit for exchange or the full purchase price where you are a cash purchaser) has come from legitimate source (such as employment savings) rather than the product of illegitimate behaviour.
I have been told that property searches are the primary reason for stalling in Kingsdown conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the determinations of research by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any delay in conveyancing in Kingsdown.
Despite weeks of looking the Title Certificate and documents to my house can not be found. The lawyers who conducted the conveyancing in Kingsdown 10 years ago are no longer around. What are my options?
You no longer need to have the physical official documentation to evidence that you own the land or property, as the Land Registry have everything they need in a digital format.
How do I use your search app to select a conveyancing practitioner in Kingsdown on the authorised to act for my lender?
Step one is to choose a lender such as Accord Mortgages Ltd, Barnsley Building Society or Britannia then type in your preferred area such as Kingsdown. Conveyancing firms in Kingsdown and further afield should be identified.
As co-executor for the estate of my uncle I am disposing of a house in Neath but reside in Kingsdown. My conveyancer (based 235 miles awayhas requested that I execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Kingsdown who can attest and place their company stamp on the document?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are based in Kingsdown
We are looking to buy a repossessed house in Kingsdown and the vendor require completion inside a month. Do conveyancers complete in this timeframe? Am I best advised to instruct a high street Kingsdown firm or an online company that advertises to complete quickly?
Visit your Kingsdown shopping parade. Go in to a couple of solicitor’s offices and request to talk to a conveyancing solicitor for a quote. Discuss your needs and try and obtain a commitment on deadlines. Choose the one that appears most efficient. Be sure to use a conveyancing practitioner on the panel of solicitors approved by your lender.