My financial adviser has asked me for my Kingsdown law firm’s panel member for the Lloyds conveyancing panel. Can you suggest how I obtain this. I have tried my local Kingsdown office but they have not responded to me.
The sensible thing to do is ask for this information from your Kingsdown lawyer . They retain a central record lender panel numbers.
We see that you have a post code search directory identifying law firms on the Principality conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Kingsdown?
We are a listing service only for law firms wishing to communicate if they are on the Principality conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Kingsdown.
Are there restrictive covenants that are commonly picked up during conveyancing in Kingsdown?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Kingsdown. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing a new build house in Kingsdown with a loan from Birmingham Midshires. The builders refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not disclose to my solicitor about this extras as it may adversely affect my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a simple, no chain conveyancing. Kingsdown is the location of the property. Can you shed any light on this issue?
Flying freeholds in Kingsdown are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kingsdown you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kingsdown may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
As co-executor for the estate of my uncle I am selling a residence in Monmouth but live in Kingsdown. My solicitor (approximately 260 kilometers from meneeds me to execute a stat dec before completion. Can you recommend a conveyancing practitioner in Kingsdown to attest this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are based in Kingsdown