What is the optimum way to check that the solicitor carrying out my conveyancing in Catshill is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Bank of Ireland thus paying £187.00 plus VAT in further legal charges.
You should make the most of the search tool on this web page. Please choose the lender and type ‘Catshill’ or your location and you will be presented with numerous solicitors offices in Catshill or nearest you.
Various online forums that I have frequented warn that are a common reason for obstruction in Catshill house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Catshill.
It has been 3 months since my purchase conveyancing in Catshill took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying my first flat in Catshill with a loan from Bank of Scotland. The sellers refused to move on the price so I negotiated five thousand pounds worth of extras instead. The property agent suggested that I not reveal to my lawyer about the extras as it will affect my mortgage with Bank of Scotland. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Taking into account that I will soon part with hundreds of thousands of pounds on a property in Catshill I wish to talk to a solicitor concerning thehouse move ahead of instructing the firm. Is this something that you can arrange?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you liaising with the solicitor who will be carrying out your conveyancing in Catshill.There is no ‘factory style conveyancing’ - each client is an important person, not a matter reference. The law firms that we put you in touch with believe that the figure you are quoted for your conveyancing in Catshill should be the amount on the final invoice that you are charged.
Some months ago I was informed by my bank that their approved conveyancers work on no completion no charge basis for conveyancing in Catshill. My purchase did not proceed nevertheless the lawyers have invoiced for search fees! They are stating that the fees are nothing to do with their fees!
Catshill conveyancing search costs are separate expenses not solicitors costs as these are payable to a third party.