Why do I have to pay up front for my conveyancing in Catshill?
If you are buying a property in Catshill your lawyer will ask you to provide them with funds to cover the the cost of the conveyancing searches. Generally this is requested to cover the fees of the conveyancing searches. When the deposit is as part of the sale price then this should be asked for shortly prior to contracts are exchanged. Any further balance that is needed will be payable shortly before completion.
My wife and I have recently appointed a conveyancing solicitor in Catshill. I need to find out whether they are on the The Mortgage Works approved list of lawyers. Can you assist?
You should contact your conveyancer and enquire if they are on the lender panel. Alternatively please call The Mortgage Works who may be able to assist.
My wife and I purchasing a terrace house in Catshill. Our aim is to carry out an extension to the side at the property.Will the conveyancing process involve enquiries to see if these works are prohibited?
Your property lawyer will check the registered title as conveyancing in Catshill will on occasion reveal restrictions in the title documents which prohibit certain changes or require the permission of another owner. Certain works call for local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
Are all Catshill Conveyancing Quality Solicitors on the Clydesdale conveyancing list of approved solicitors?
Some major banks and building societies now utilise CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.
The formalities of my remortgage has taken place for my property in Catshill. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
How does conveyancing in Catshill differ for new build properties?
Most buyers of new build property in Catshill contact us having been asked by the developer to sign contracts and commit to the purchase even before the property is built. This is because house builders in Catshill typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Catshill or who has acted in the same development.
I am looking into buying my first house which is in Catshill and I am already nervous. I couldn't find anything specific about Catshill. Conveyancing will be needed in due course but do you know about the Catshill area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Catshill. In the meantime here are some basic statistics that we found
I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a great price which is making it more attractive. I have subsequently discovered that it's a leasehold as opposed to freehold. I would have thought that there are particular concerns purchasing a leasehold house in Catshill. Conveyancing solicitors have not yet been appointed. Will my lawyers set out the risks of buying a leasehold house in Catshill ?
Most houses in Catshill are freehold rather than leasehold. This is one of the situations where having a local conveyancer who is familiar with the area can help the conveyancing process. It is clear that you are buying in Catshill so you should seriously consider looking for a Catshill conveyancing solicitor and be sure that they are used to dealing with leasehold houses. First you will need to check the number of years remaining. As a leaseholder you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example obtaining the landlord’spermission to carry out alterations. It may be necessary to pay a contribution towards the maintenance of the communal areas where the property is located on an estate. Your lawyer should advise you fully on all the issues.