My wife and I are intent on purchasing a maisonette in Catshill. My Solicitor is not on the lender solicitor panel. Am I still permitted to retain my Catshill conveyancing solicitor notwithstanding that they are excluded from the lender list of approved lawyers?
Various options include
- Complete the purchase with your chosen Catshill conveyancing practitioner but your mortgage company will no doubt appoint a property lawyer on their conveyancing panel. This will result in additional cost and probable interruption.
- Appoint a new conveyancing practitioner to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Appeal to your conveyancing practitioner to seek to join the lender panel
I am considering applying for a Lloyds mortgage for purchase of a new build (under development) in Catshill with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Lloyds ?
In theory, you could use a solicitor that is not on the Lloyds conveyancing panel, but Lloyds would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I am due to move property in November. Will my conveyancing solicitor update the removal company on the completion day. On a separate note, can you suggest a removal company in Catshill. Conveyancing solicitor was found prior to coming across this website.
On the day of completion you can collect the keys from the selling agent but this should only take place when the vendors conveyancers advise the agent that the monies to complete are in and the keys can be handed over. Subsequently you will need to tell the removal company that you are ready to move in. We are not in a position to recommend a particular removal organisation but can help you find a conveyancing in Catshill or a solicitor that specialises in conveyancing in Catshill.
is it true that all Catshill solicitor firms on the Nottingham conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the Nottingham conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. The majority of banks do permit licenced conveyancers on their panel in which case such organisation would be overseen by the Council of Licensed Conveyancers.
After weeks of negotiation I have agreed a price on a house in Catshill. My financial adviser recommended their conveyancers. I paid an on account payment of £200. Shortly after, the conveyancer contacted me to say that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Me and my brother purchased a renovated Edwardian property in Catshill. Conveyancing lawyer represented me and Barclays Direct. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Catshill and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing solicitor who conducted the work.
About to purchase a new build apartment in Catshill. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Catshill
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Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Why is New Build conveyancing in Catshill more costly?
Purchasing a brand new home is significantly different from the standard house buying conveyancing in Catshill. Firstly housebuilders usually insist contracts to exchange very quickly, the result being a a great deal of pressure on your conveyancing practitioner to make sure everything is in order. In addition new build premises often involve examination of adoption of highways, drains, planning considerations, building warranties or architects certificates. Mortgage company requirements are also more demanding. Given the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.