My previous conveyancer has sent a quote for £1400 for freehold conveyancing in Catshill. I am selling a Edwardian detached home for £300,000. Are these estimated fees excessive? Is it above what I should be paying for conveyancing in Catshill?
The estimate does seem marginally steep. If you shop around you might get the conveyancing a bit cheaper by say £100 plus VAT. On the other hand, you maylive to rue opting for an an untested solicitor. Remember to enquire that the solicitor can also act for your mortgage company. You can employ our comparison tool to get a quote a Catshill conveyancing company on the banks conveyancing panel which can often include conveyancing solicitors in Catshill.
The Catshill conveyancing firm that I appointed last week on my purchase in Catshill have suddenly closed. I only went with them because I had to have a lawyer on the UBS conveyancing panel and my family Catshill lawyer was not. I paid them 275 plus VAT in advance. What should be my next steps?
If you have an estate agent involved then inform them straight away so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the UBS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help.
is it true that all Catshill solicitor firms on the Lloyds conveyancing panel are overseen by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Lloyds approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. The majority of mortgage companies do list licenced conveyancers on their panel in which case such organisation would be overseen by the Council of Licensed Conveyancers.
I am currently in the process of buying my council flat in Catshill. I have a mortgage agreed with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
Completion of my remortgage has taken place for my property in Catshill. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Catshill. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Catshill
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There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.
I decided to have a survey completed on a property in Catshill prior to retaining lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies tend refuse to give a mortgage on this type of house.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Catshill. Conveyancing will be smoother if you use a solicitor in Catshill especially if they are familiar with such properties in Catshill.
I am using a search engine for the words on line conveyancing in Catshill it shows results of numerous conveyancersin the vicinity. With so much choice what is the best way to find the right conveyancing solicitor for the sale of my house?
The best way of seeking the right conveyancer is through a trusted referral, so seek the counsel of colleagues and those you trust who have acquired a property in Catshill or a reputable estate agent or financial adviser. Charges for conveyancing in Catshill differ, so it's advisable to request at least three quotes from varying types of conveyancers. Make sure that you clarify that the fees are fixed.