My wife and I are purchasing a flat in Catshill. It might be a silly question but how we can trust a lawyer? At some point we will need to send funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have today made my last payment due on my mortgage with RBS. I assume I don't need a Catshill lawyer on the RBS panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
My offer was accepted on a house in Catshill on 16/6/2025, valuation was booked 4 days later, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
Despite weeks of looking the Title Certificate and documents to my property are lost. The lawyers who did the conveyancing in Catshill 10 years ago no longer exist. What are my next steps?
These day there are copies made of almost everything, and your conveyancer should be aware exactly where to locate all the appropriate paperwork so you can purchase or dispose of your house without any difficulty. Where copies are not available, your lawyer may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on your premises.
I am looking for a ground for flat up to £305k and identified one near me in Catshill I like with amenity areas and station in the vicinity, however it's only got 51 years on the lease. I can't really find anything else in Catshill suitable, so just wondered if I would be making a grave error buying a short lease?
If you require a home loan the shortness of the lease will likely be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.
We are 18 days into a residential purchase having been referred to solicitors by the estate agent to execute conveyancing in Catshill. I am not happy. Could you help me find new lawyers?
A conveyancer would have to be very poor to suggest changing them. Has the mortgage been sent? In the event that it has you need to make them aware of the new contact details and ensure the offer are issued to the new lawyers. The solicitor ideally should be on the lenders approved list to avoid supplemental expenses and frustration. So that should be your starting point. The find a solicitor tool can assist you in finding a lender approved solicitor for your conveyancing in Catshill
We expect to complete the disposal of our £150,000 flat in Catshill in nine days. The management company has quoted £312 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge an administration fee for a leasehold conveyance in Catshill?
Catshill conveyancing on leasehold flats more often than not involves the buyer’s solicitor submitting enquiries for the landlord to address. Although the landlord is under no legal obligation to answer these enquiries the majority will be content to do so. They are entitled to charge a reasonable administration fee for answering questions or supplying documentation. There is no upper cap for such fees. The average costs for the paperwork that you are referring to is over three hundred pounds, in some situations it is above £800. The administration charge invoiced by the landlord must be sent together with a synopsis of rights and obligations in relation to administration fees, without which the charge is technically not due. In reality you have little option but to pay whatever is demanded if you want to complete the sale of your home.
I inherited a 1 bedroom flat in Catshill, conveyancing having been completed in 2004. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in Catshill with over 90 years remaining are worth £190,000. The ground rent is £45 levied per year. The lease expires on 21st October 2087
With only 62 years remaining on your lease the likely cost is going to range between £17,100 and £19,800 plus legals.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There may be other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.
How much experience do your Catshill conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Catshill conveyancing lawyers help thousands of buyers move home every year and assisted lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Catshill conveyancers have worked on recent similar cases.