My previous lawyer has given a fee estimate £995 for fixed fee conveyancing in Bromsgrove. I’m hoping to downsize from a newly refurbished property for £275,000. Is this over the top? Is it above the norm for conveyancing in Bromsgrove?
The quote is fractionally on the steep side. Where you are happy to spend time comparing charges you might trim some of the cost by as much as £100 plus VAT. That being said, you maylive to regret opting for an a cheaper conveyancer. If is important to check the firm can also act for your bank. Do use our comparison tool to choose a Bromsgrove conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Bromsgrove.
Due to complete my purchase in Bromsgrove next Tuesday. My solicitor now wants me to supply her with evidence of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the mortgage company expect the insurance to cover?
All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These requirements are not unique to conveyancing in Bromsgrove.
Can your site be used to recommend a Conveyancing solicitor in Bromsgrove even if I’m not buying or disposing of a house, for example if I want to acquire an office in Bromsgrove with a mortgage from Halifax?
Our search tool is primarily there to get a quote from domestic conveyancing solicitors in Bromsgrove but we have listed towards the bottom of this page some Bromsgrove commercial conveyancing firms. You will need to make contact with the solicitors directly to establish if they are also authorised to represent Halifax
I used Action Conveyancing several years past for my conveyancing in Bromsgrove. Now, I need the files but the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Bromsgrove of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a leasehold apartment up to £305k and identified one round the corner in Bromsgrove I like with a park and transport links nearby, the downside is that it only has 51 years on the lease. There is not much else in Bromsgrove for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a home loan the shortness of the lease may be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.
My step-father has recommend that I instruct his conveyancing solicitors in Bromsgrove. Should I use them?
Much as we are happy to recommend a Bromsgrove conveyancing lawyer the best way to choose a conveyancing practitioner is to get referrals from friends or relatives who have actually used the solicitor that you are are thinking of instructing.