Am I correct in assuming that the fact that my conveyancer in Havering is not listed on my mortgage company's conveyancing panel that there is a problem with the standard of her conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Havering conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
We were just about to sign contracts for a leasehold flat in Havering. We encountered a problem. The mortgage offer with Britannia runs out on 8/12/2025 but the sellers are insisting on a completion date of 10/12/2025. Can one prolong the loan offer?
The best person to deal with your question is your conveyancer who is in a position to determine if he or she is should be discussing with the mortgage broker, owner’s conveyancers, property agents or possibly all parties taking into account what has gone on in your house move as of today.
We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Is the implication that I have to appoint their panel conveyancer as I would much rather use a specialised conveyancing solicitor in Havering?
You should check but the the probability is that appoint one of their panel solicitors where you take up the "fee-free" deal. Call the lender and check if they offer you a monetary alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Havering.
I have recentlybecome aware that Wolstenholmes have closed. They carried out my conveyancing in Havering for a purchase of a leasehold apartment 12 months ago. How can I establish that the property is not still registered in the name of the former proprietor?
The easiest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Havering conveyancing specialists.
My husband and I are 3 weeks into a freehold purchase having been recommend to a firm by the high street agent to do our conveyancing in Havering. I am am very dissatisfied with the level of service. Can you help me find new lawyers?
They would need to be very poor in order to consider changing them. Has your mortgage been issued? If so you must make them aware of the new contact details and get the loan are issued to the new lawyers. The conveyancer needs to be on the banks approved list to avoid escalating charges and complications. That should be your first question of the new conveyancers. The search tool can help you find a bank approved conveyancer for your conveyancing in Havering
I need to find a mortgage company panel solicitor in Havering. Can you assist?
It is not clear why you need a Havering panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the bank to find out which solicitors in Havering are on their panel . If you do find such a firm in Havering not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site