My financial adviser requires my Fratton and Portsea law firm’s panel reference for the Nationwide conveyancing panel. How do I find this out. I have e-mailed my local Fratton and Portsea branch but they have not got back to me yet.
The sensible thing to do is ask for this information from your Fratton and Portsea lawyer . They maintain a central record lender panel numbers.
How can we tell if a Fratton and Portsea conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Fratton and Portsea getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer conducting your transaction.
My husband and I have arranged a further advance on our home loan from HSBC as we wish to conduct renovations to our house in Fratton and Portsea. Do we need to select a bricks and mortar Fratton and Portsea solicitor on the HSBC conveyancing panel to handle the paperwork?
HSBC would not normally appoint a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC panel.
I have paid off my mortgage with Virgin Money. I assume I don't need a Fratton and Portsea conveyancer on the Virgin Money panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
I have been told that property searches are a common reason for obstruction in Fratton and Portsea conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Fratton and Portsea.
About to purchase a new build flat in Fratton and Portsea. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Fratton and Portsea
-
Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
How does the Landlord & Tenant Act 1954 affect my commercial offices in Fratton and Portsea and how can your lawyers assist?
The 1954 Act affords security of tenure to business lessees, granting the right to make a request to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and help with commercial conveyancing in Fratton and Portsea
In my capacity as executor for the will of my uncle I am selling a property in Neath but I am based in Fratton and Portsea. My solicitor (approximately 300 miles awayrequires that I execute a stat dec prior to the transaction finalising. Could you suggest a conveyancing solicitor in Fratton and Portsea to attest and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Fratton and Portsea based