I was informed yesterday by my estate agent that my Dudley solicitor is not on the bank Solicitor panel. What can I do to be certain whether this is indeed the case?
You need to contact your Dudley lawyer directly. You lawyer should advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
My lender has suggested a law firm on their panel based in Dudley but I would rather instruct a conveyancing lawyer in Dudley round the corner to me. Can you help?
Not all Dudley conveyancing solicitors are on all lender’s conveyancing panel. Use the above search tool to identify a Dudley conveyancing firm on the on the bank panel.
My wife and I have a semi-detached Victorian house in Dudley. Conveyancing practitioner represented me and Clydesdale. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dudley and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with your conveyancing lawyer who conducted the work.
I have been on the look out for a ground for flat up to £195,000 and found one round the corner in Dudley I like with a park and transport links in the vicinity, however it's only got 49 remaining years left on the lease. I can't really find anything else in Dudley in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you need a home loan the shortness of the lease may be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
What tools are available to search for a Dudley solicitor on the Birmingham Midshires conveyancing panel? I am a keen cyclist and am prepared to travel upto 10miles to meet the conveyancer.
You can use the tool on this website. Please choose the mortgage company and your location and you will see a number of Dudley conveyancing lawyers based on proximity. We have listed some Dudley conveyancing firms towards the end of this page and you can contact them to verify if they are on the Birmingham Midshires approved list
I am using a search engine for the words on line conveyancing in Dudley it reveals numerous solicitorsin the area. With so much choice what is the best way to find the suitable conveyancing solicitor for the sale of my house?
The preferential method of seeking a suitable conveyancer is through a trusted referral, so enquire of friends and relatives who have acquired a property in Dudley or a reputable estate agent or mortgage broker. Charges for conveyancing in Dudley differ, so it's advisable to secure at least four costs illustrations from varying types of law firms. Be sure to obtain confirmation what costs in the quote includes.