Much to our surprise we have been told by our lender that my Dudley lawyer is not on the bank Solicitor panel. How can I be certain that this is indeed the case?
Your first step should be to call your Dudley conveyancer. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they may be able to suggest a Dudley conveyancing firm that is on the conveyancing panel for your mortgage company.
My bank has recommended solicitors on their panel based in Dudley but I would rather choose a conveyancing lawyer in Dudley or nearer to where I live. Are you able to assist?
The minority of Dudley conveyancing practices are listed all lender’s conveyancing panel. Use our search tool to find a Dudley conveyancing solicitor on the on the mortgage company panel.
I have a renovated Edwardian house in Dudley. Conveyancing practitioner acted for me and Clydesdale. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dudley and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing solicitor who conducted the work.
Over the last few months I have been searching for a ground for flat up to £305k and found one near me in Dudley I like with amenity areas and transport links in the vicinity, however it only has 51 years unexpired on the lease. I can't really find anything else in Dudley in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
If you need a mortgage the remaining unexpired lease term may be problematic. Discount the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.
How do I search for a Dudley solicitor on the Leeds Building Society conveyancing panel? I am a keen cyclist and am happy to travel upto 25kilometers to meet the lawyer.
You can use the tool on this page. Please pick a bank and your location and you will see a number of Dudley conveyancing lawyers locally. We have detailed some Dudley conveyancing firms at the bottom of this page and you can call them to check if they are on the Leeds Building Society member panel
In searching the world wide web for the phrase cheap conveyancing in Dudley it shows results of numerous conveyancersin the vicinity. With so much choice what is the best way to find the suitable conveyancer for me?
The preferential way of finding the right conveyancer is through a personal referral, so enquire of colleagues and relatives who have bought a property in Dudley or the local estate agent or mortgage broker. Fees for conveyancing in Dudley differ, so it's sensible to request at least three quotes from varying types of property lawyers. Be sure to obtain confirmation what costs in the quote includes.