AssumingI were to purchase a freehold housein Longton for cash and have no survey and no conveyancing searches how much could I expect to to save on my conveyancing in Longton?
The only reduction in fees you would achieve is the Longton conveyancing searches. The lawyer still got to do everything else - money laundering, correspond with the vendors solicitor, stamp duty submission, register the title etc. A marginal saving might be made by not needing to register a charge but it will not be significant.
Why do I have to pay up front for conveyancing in Longton?
Where you are retaining lawyers for conveyancing in Longton your solicitor will request that you put them with monies to cover the search fees. Normally this is asked for to cover the fees of the Local Authority Search. If any deposit is as part of the total price then this should be required immediately ahead of exchange of contracts. Any further balance that is needed should be transferred shortly before completion.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Longton. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 26/2/2026, the requirements read as follows :
I happen to be the only recipient of my late father’s will and I have everything in my name now, including the house in Longton. Conveyancing formalities meant that the Land Registry date was in January. I want to move. I understand that there is a CML six month 'rule', which means that my property ownership could be regarded the same way as though I had purchased the house in January. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. How sensible a view lenders take of it, depend on the mortgage company as this provision principally exists to capture the purchase and immediately sell or the wholesaling and assigning of properties.
We previously selected conveyancers based in Longton on the Virgin Money solicitor panel. They have just billed me a supplemental sum for the legal aspects of the Virgin Money mortgage. Is this an additional conveyancing fee set by Virgin Money?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your conveyancing practitioner is entitled to charge a fee for this. This charge is not set by Virgin Money but by your Longton conveyancing practitioner. Numerous firms on the Virgin Money panel will quote an ‘acting for lender’ fee and others do not.
UBS have agreed my home loan in principle, my bid on a property in Longton has been agreed to, what are the next steps?
Your property agent will want to know who your solicitors are (be sure the property lawyers are on the bank’s panel). Telephone UBS or your financial adviser and finalise any appropriate forms. UBS will appoint a valuer who will get in contact with the estate agent or owners to book a slot for the valuation to occur. Once conducted (assuming no problems) it takes approximately a week for the mortgage offer to be issued. UBS will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Longton.
Are there any apps to assist me to locate a Longton law firm on the Skipton Building Society conveyancing panel? I drive a motor bike and am willing to travel upto 10miles to meet the solicitor.
Feel free to make use of the facility on this website. Please select a bank and your location and you will see a number of Longton conveyancing lawyers based on proximity. We have detailed some Longton conveyancing firms at the bottom of this page and you can telephone them to check if they are on the Skipton Building Society approved list
I own a leasehold flat in Longton. Conveyancing and The Mortgage Works mortgage are in place. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1994. The conveyancing practitioner in Longton who acted for me is not around. What should I do?
First make enquiries of the Land Registry to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Longton conveyancing practitioner to do this as it can be done on-line for a few pound. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Leasehold Conveyancing in Longton - Examples of Questions you should ask before Purchasing
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Does the lease contain onerous restrictions? Is the freehold reversion owned jointly by the leaseholders? How many of the leaseholders are in arrears for their maintenance charge payments?