Having sold my house in Bilston last December but the buyer keeps texting me complaining that her lawyer needs to hear from myconveyancer. What are the post completion sale formalities following completion?
Following your sale your lawyer should deliver the transfer documentation and all additional paperwork to the buyer’s lawyers. Where appropriate, your solicitor must also evidence that the legal charge in favour of the lender has been paid off to the buyers conveyancers. There is unlikely to be post completion tasks specific conveyancing in Bilston.
Have just purchased a repossessed house at auction in Bilston. Conveyancing is needed. What happens now?
Having exchanged you must retain a conveyancing practitioner as a matter of priority as you will have a pending a fixed date to complete the conveyancing. An auction property will ordinarily have an associated legal set of papers. This should include most,if not all of the paperwork that your lawyer requires. Where you are dealing with leasehold premises the conveyancing papers should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You need to give this to the conveyancer instructed by you ASAP. Do make sure that you have funds organised to complete the transaction on the set completion date.
We have a mortgage agreed in principle with Lloyds. Bilston conveyancing solicitors are appointed. How long does it take for Lloyds to send the offer to the conveyancer?
Some lenders take longer than others. Have Lloyds done the valuation? Have you advised Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Intending to buy a apartment in Bilston. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Bilston property lawyer is on the RBS conveyancing panel.
A relative suggested that if I am buying in Bilston I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually included in the estimate for your Bilston conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about Bilston around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Bilston Education with plans and statistics, Local Amenities and other useful information regarding Bilston.
I have a 4 bedroom Victorian house in Bilston. Conveyancing solicitor represented me and Aldermore. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bilston and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing lawyer who completed the work.
Should I be suspicious by brokers that I am dealing with are suggesting a web based conveyancing firm as opposed to a High Street Bilston conveyancing company?
As is the case with many service providers, often referrals from relatives can be very helpful. Nevertheless there are lots of players in a conveyancing matter; estate agents, mortgage brokers and banks may put forward solicitors to select. Sometimes these conveyancers might be known to one of the organisations as experts in their field, but occasionally there might be a financial incentive behind the recommendation. You are at liberty to select your own conveyancer. You need to be aware that the majority of mortgage providers operate an approved list of solicitors you are obliged to use for the lender related work in your conveyancing.
I yesterday discovered that one of the partners of the solicitors handling the purchase conveyancing in Bilston is a relative of the seller. Is this allowed?
Provided no conflict arises this is allowable. Where you are obtaining mortgage finance then the bank may have a say as many mortgage companies have specific instructions on this. For example for Coventry Building Society as of 14/10/2025, the requirements read as follows :