We see that you have a search directory listing law firms on the Bank of Ireland conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Cardiff?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cardiff.
Do I have to attend the offices of the solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Cardiff so that I can attend their offices if required.
As opposed to twenty years ago, the vast majority lenders no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to supply identification documents and there are still distinct benefits to instructing a local ayer, in your case a conveyancing solicitor in Cardiff.
Intending to buy a maisonette in Cardiff. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Co-operative conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cardiff conveyancer is on the Co-operative conveyancing panel.
I was told two weeks ago that my mortgage has been agreed to by Co-operative. Is it usual for Co-operative to only issue the offer once my solicitor in Cardiff is approved on their conveyancing panel? Co-operative have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have instructed a Cardiff lawyer having made sure that they are on the Nationwide conveyancing panel. Does my lawyer arrange the survey of the property?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Cardiff postcode. As you are getting a mortgage with Nationwide, you could contact them to see if they have a list of approved surveyors in Cardiff.
My partner and I are selling our house in Cardiff and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. Any high street Cardiff lawyer would know this is not the case. It does beg the question why the buyers are using a national conveyancing outfit as opposed to a conveyancing solicitor in Cardiff. We have lived in Cardiff for many years we know that this is a non issue. Is it a good idea to contact our local Authority to seek confirmation need.
It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
How simple is it to change solicitor as I have to appoint a firm on the Halifax conveyancing list. I was using a local conveyancing solicitor in Cardiff five minutes from me but she is not approved by Halifax
It would be our pleasure to help you select a conveyancing solicitor in Cardiff on the Halifax panel. Please note that the law firms that we on the directory do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Cardiff. In utilising search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Cardiff.
What can I expect to pay for conveyancing in Cardiff?
The amount you are levied for Cardiff conveyancing charges are likely to be calculated at:
- a standard cost; or
- an hourly rate (i.e. the time spent on the particular case).
These days very few Cardiff conveyancing solicitors charge on an hourly basis