Just been in touch with my conveyancing solicitor in Cardiff Bay who conducted the legals two years ago and wanted a conveyancing costs illustration based on an identical type of house sale & purchase (a leasehold premises and a freehold premises) of similar values with a mortgage from Godiva Mortgages Ltd. It looks as though am now being quoted double. Am I right to be tempted to shop around for a cheaper online property lawyer?
The quote is slightly on the high side. If you are happy to expend time comparing quotes you may be able to get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, if you were pleased with the service the firm provided you couldcome to rue opting for an an unknown lawyer. Remember to be sure that the conveyancer can represent Godiva Mortgages Ltd. You can utilise our search tool to locate a Cardiff Bay conveyancing firm on the Godiva Mortgages Ltd approved list of lawyers, which can often include conveyancing solicitors in Cardiff Bay.
Do the conveyancing solicitors that are recommend carry out auction conveyancing in Cardiff Bay?
We know of a few niche practitioners we can connect you with those specialising in auction conveyancing. Cardiff Bay is just one of our areas of in which our lawyers are based.
Is it the case that all Cardiff Bay solicitors on the Aldermore conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Aldermore approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Some banks do allow licenced conveyancers on their panel and in such a situation the organisation would be governed by the Council of Licensed Conveyancers.
Aldermore have agreed my home loan in principle, my bid on a house in Cardiff Bay has been accepted, now what?
The property agent will want to know who your solicitors are (ensure that the lawyers are on the lender’s approved list). Contact Aldermore or the broker and finalise any appropriate paperwork. Aldermore will instruct a valuer who will get in touch with the selling agent or seller to book an appointment. Once carried out (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Aldermore will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Cardiff Bay.
After what seems like an age I have had an offer on a flat in Cardiff Bay agreed to, the owners do nevertheless have an associated purchase. The sellers have placed an offer on a property, but it’s not been accepted yet, and have viewings of other properties in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Cardiff Bay. What do I do now? When do I get the mortgage application with Lloyds started?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then valuation, Cardiff Bay conveyancing search charges, etc). The first thing to do is check that your conveyancer is on the Lloyds approved list. Concerning the next phase this very much dictated by the circumstances of your transaction, motivation for the property and on the state of the market. During a rising market many buyers would apply for the mortgage with Lloyds and pay for the valuation and only if it was satisfactory would they ask their conveyancer to move forward with the conveyancing in Cardiff Bay.
I'm remortgaging my primary home to a BTL mortgage with Leeds Building Society and intend to use the remaining equity as a deposit on further property. The neighborhood we are talking about is Cardiff Bay. Will your lawyers be able to act for the two mortgage companies and tie in the conveyances?
Make use of our comparison tool on this site to be sure that the conveyancers are on the relevant lender panels. Assuming that they are your lawyer will be able to connect the two conveyancing matters but you should talk with you solicitor and make clear your desired outcome and requirements.
I am a fortnight into a leasehold purchase having been referred to a firm by the selling agent to do our conveyancing in Cardiff Bay. I am not happy. Could you help me find new conveyancers?
They would have to be really bad to suggest changing them. Has your mortgage offer been sent? In the event that it has you must make them aware of the new contact details and ensure the mortgage documents are re-sent. Your conveyancer should be on the mortgage company panel to avoid added fees and frustration. That should be your starting point. Our search tool will assist you in finding a lender approved conveyancer for your conveyancing in Cardiff Bay
How and when do I pay the Stamp Duty Land Tax chargeable for my conveyancing in Cardiff Bay?
Most conveyancers tend to complete a stamp duty return on your behalf during your Cardiff Bay purchase transaction for you to sign. On completion your conveyancing practitioner will submit the STL application to the Tax Authorities and - assuming they have the money - pay any land tax due on your behalf.