I am acquiring a maisonette in Cardiff Bay. My lawyer is not listed on the lender solicitor list. Can I still retain my Cardiff Bay conveyancing solicitor even though they are not on the bank panel?
You have a couple of alternatives open to you here
- Proceed with your chosen Cardiff Bay conveyancing practitioner but your mortgage company will no doubt appoint a lawyer from their approved list. This will result in additional fees together with potential frustration.
- Appoint a new lawyer to act in the purchase, ensuring that they are on the mortgage company conveyancing panel.
- Convince your lawyer to seek to join the lender panel
Finally the sale completed on my house in Cardiff Bay last May but our buyer keeps telephoning every few hours complaining that her lawyer needs to hear from mine. What are the post completion sale formalities following completion?
After completion of your disposal your conveyancer is obliged to forward the transfer documentation and all additional paperwork to the buyer’s solicitors. Depending on the transaction, your lawyer should also evidence that the mortgage has been discharged to the buyers conveyancers. There is unlikely to be post completion steps specific conveyancing in Cardiff Bay.
I have an AIP. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to use their panel conveyancer as I would prefer to use a specialised conveyancing solicitor in Cardiff Bay?
You should check but the the probability is that allocate you one of their panel solicitors if you want the "fee-free" offer. Contact the lender to check if they allow a monetary alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case you could put that amount towards your preferred conveyancing solicitor near Cardiff Bay.
We are purchasing a house in Cardiff Bay. I might seem paranoid but how we can trust a lawyer? On completion day we have to send money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My bid for a property was accepted at auction in Cardiff Bay. Conveyancing is needed. What happens now?
Having for in every practical sense signed on the dotted line you should retain a conveyancing practitioner soon as you now have a pending deadline in which to complete the purchase. All auction property will ordinarily have an associated legal pack. This will likely include evidence of title and search results. Where you are dealing with leasehold premises the conveyancing pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You should hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that that you have the requisite funding in order to complete the transaction on the set completion date.
Can I be sure that the Cardiff Bay conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Cardiff Bay obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer carrying out your transaction.
I have justdiscovered that Wolstenholmes have closed. They carried out my conveyancing in Cardiff Bay for a purchase of a freehold house 10 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?
The easiest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cardiff Bay conveyancing specialists.
Am I better off to go with a Cardiff Bay conveyancing practitioner based in the vicinity that I am purchasing? I have an old university friend who can handle the conveyancing but her office is 300miles drive away.
The benefit of a high street Cardiff Bay conveyancing firm is that you can drop in to sign documents, deliver your identification documents and pester them if necessary. Having local Cardiff Bay know how is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and they were impressed that must outweigh using an unknown Cardiff Bay conveyancing lawyer just because they are based in the area.