We are a couple about to sign contracts for a leasehold flat in Lisvane. We encountered a snag. The mortgage offer with Chelsea Building Society runs out on 10/6/2025 but the sellers are insisting on a completion date of 12/6/2025. Can one prolong the loan offer?
The best person to deal with your concern is your solicitors who will assess whether he or she is corresponding with the mortgage broker, seller’s lawyers, property agents or indeed all parties taking into account the history of your house move to date.
I am helping my niece sell her flat in Lisvane. Will the conveyancer order the energy performance certificate or it is for me to see to?
After the demise of Home Information Packs, energy assessments was kept a required part of selling a property. An energy assessment should be commissioned in advance of the property being advertised. It is not as aspect of the sale process that lawyers ordinarily arrange. Where you are using a Lisvane conveyancing practitioner they might be able to arrange EPC’s due to their contacts with long established Lisvane assessors
I'm the sole recipient of my late father’s estate and I have everything in my name alone, including the house in Lisvane. The Lisvane property was put into my name in March. I now wish to sell up. I understand that there is a CML six month 'rule', which means that my proprietorship may be treated the same way as though I had purchased the house in March. Do I have to wait 6 months to sell?
The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How sensible a view banks take of it, depend on the lender as this requirement is chiefly there to pick up on the purchase and immediately sell or the flipping of properties.
My fiancee and I are spending time looking at houses in Lisvane and I am now considering a potential offer. Is it premature to have a solicitor in place? I will be getting a home loan with Lloyds.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are taking out a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.
Will my conveyancer be raising questions about flooding during the conveyancing in Lisvane.
The risk of flooding is if increasing concern for solicitors specialising in conveyancing in Lisvane. There are those who purchase a property in Lisvane, completely aware that at some time, it may be flooded. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.
Solicitors are not best placed to impart advice on flood risk, but there are a number of searches that may be carried out by the purchaser or on a buyer’s behalf which can figure out the risks in Lisvane. The standard completed inquiry forms sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the owner to find out if the property has suffered from flooding. In the event that the property has been flooded in past which is not notified by the owner, then a purchaser may commence a legal claim for losses stemming from an incorrect reply. A buyer’s conveyancers may also commission an enviro search. This will disclose if there is a recorded flood risk. If so, more detailed investigations will need to be initiated.
How does the Landlord & Tenant Act 1954 affect my business offices in Lisvane and how can your lawyers assist?
The 1954 Act provides protection to commercial tenants, giving them the a statutory right to make a request to court for a renewal lease and continue in occupation at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Lisvane is one of the many locations in which our lawyers have offices
I am looking for a conveyancing solicitor in Lisvane for my home move. Is there any facility to check a solicitor's complaints history with the profession’s regulator?
You can search for presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find records Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator could monitor call for training purposes.
My partner is buying a garden flat in Lisvane. He was given a quote by the conveyancer connected to the estate agents and it came to £1245 . It was seven years ago since I sold and bought a home and the fee was £440. Have charges really gone up that much?
You should visit 3 or 4 local Lisvane conveyancing solicitors seeking estimates. It is advisable to base your choice not just on cost, but on promptness and on how comprehensive the response is.