AssumingI were to purchase a simple residential housein Roath for cash and dispense with a survey and no conveyancing searches how much would I expect to to save on my conveyancing in Roath?
The sole saving you would make on is the disbursement for searches. A property lawyer still got to do everything else - money laundering, communicating with the vendors conveyancing practitioner, SDLT submission, register the property etc. A slight saving might be made by not having to register a mortgage however it won't be a lot.
My lender has suggested solicitors on their panel based in Roath but I would rather use a conveyancing lawyer in Roath or nearer to where I live. Can you assist?
Not all Roath conveyancing practices are approved and listed on all lender’s conveyancing panel. Please make the most of the above search tool to locate a Roath conveyancing firm on the on the mortgage company panel.
I am helping my aunt sell her house in Roath. Will the solicitor order an EPC or it is for the seller to see to?
Following the demise of Home Packs, energy performance certificates was retained a compulsory part of moving property. An EPC should be commissioned in advance of the property being put on the market. This is not a task that conveyancers normally arrange. Where you are using a Roath conveyancing practitioner they might be able to arrange energy assessments due to their contacts with long established local energy assessors
Please help - my lawyer advises that lack of planning permission insurance is needed on my purchase. What is the level of cover for Roath conveyancing?
The right level of lack of planning permission indemnity insurance depends on who your lender is. It would differ for example between Accord Mortgages Ltd and Coventry Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.
I am currently in the process of buying my council flat in Roath. I have a mortgage offer with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
My colleague advised me that where I am purchasing in Roath I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes quoted for as part of the standard Roath conveyancing searches. It is not a small report of more than thirty pages, listing and detailing important information about Roath around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data concerning Roath.
How does conveyancing in Roath differ for new build properties?
Most buyers of new build premises in Roath contact us having been asked by the developer to sign contracts and commit to the purchase even before the premises is ready to move into. This is because developers in Roath usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Roath or who has acted in the same development.
I need to appoint a conveyancing solicitor for residential conveyancing in Roath. I've discover a site which looks to be the perfect offering If there is a chance to get all formalities completed via email that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?