How do I search for the right solicitor who can supply a first class service for our conveyancing in Roath?
First ask connections whom they would seek assistance from.
Option 2 is to look on the web for conveyancing in Roath. Phone two or three from the list and ask them to email you their conveyancing charges and discuss your needs with the solicitor who will oversee your legal process beforemaking your decision.
Third is to make use of our search tool to assist you in finding the right solicitors for you based on your own expectations including the type of property,speed, complexity and who your intended mortgage company is. Don't take the bait of £100 conveyancing in Roath
IfI was to acquire a straightforward homein Roath mortgage fee and dispense with a survey and no local authority searches how much should I expect to have to pay for conveyancing in Roath?
Any savings you would make would be limited to the costs for searches. The lawyer still be obliged to do everything else - money laundering, liaising with the vendors conveyancing practitioner, SDLT return, register the ownership etc. You might save a bit for them not needing to register a charge however it will not be significant.
We have agreed to purchase a house in Roath. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?
As your lender is UBS your lawyer must check the formal instructions set out in Part two of UK Finance Lenders’ Handbook for UBS. The CML Handbook stipulates minimum specifications for solar panel roof-space leases, and solicitors are required to report to UBS where a lease does not comply with these conditions. The provisions relate to the installation of panels on properties nationwide and is not restricted to Roath.
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Roath conveyancer on the Co-operative panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I can not fathom if my lender requires a lease extension. I have called into my local Roath bank branch on a couple of occasions and was told they are content with the situation and they will lend. My Roath conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they refuse to lend in accordance with their specific requirements. I have no idea who is right.
The conveyancer must follow the CML Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I have a 4 bedroom Victorian property in Roath. Conveyancing practitioner acted for me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Roath and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing practitioner who carried out the work.
I am selling my home. My past conveyancers closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Roath if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Roath. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I am thinking of appointing a conveyancing lawyer in Roath for my purchase. Is it possible to see a solicitor's complaints history with the profession’s regulator?
Anyone can search for documented Solicitor Regulator Association (SRA) determinations resulting from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator could monitor call for training requirements.