My financial adviser has requested my Roath lawyer’ panel reference for the Santander conveyancing panel. Can you suggest how I discover this. I have contacted my local Roath office but they cant find it on their system.
You are best placed to get this information from your Roath lawyer . They retain a central record lender panel numbers.
Would the conveyancing solicitors via your comparison service handle attended exchange conveyancing in Roath?
There are a few conveyancing experts carrying out personalised exchanges. You should e-mail us to obtain a costs illustration and details as to dates.
Two weeks ago we had a mortgage agreed in principle with Coventry BS. Roath conveyancing solicitors are chosen. How long does it take for Coventry BS to forward the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Coventry BS conducted the survey? Have you informed Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Planning on purchasing a flat in Roath. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Roath lawyer is on the Principality conveyancing panel.
Nottingham have agreed my home loan in principle, my offer on a apartment in Roath has been agreed to, what happens next?
The estate agent will need to know who your solicitors are (be sure the conveyancing practitioners are on the bank’s approved list). Telephone Nottingham or your broker and finish off any outstanding documentation. Nottingham will sellect a valuer who will get in contact with the estate agent or vendor to schedule a time for the valuation to take place. Once carried out (assuming no problems) it takes on average ten days for the mortgage offer to be issued. Nottingham will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Roath.
Me and my brother have a terraced Georgian house in Roath. Conveyancing lawyer acted for me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold under the exact same property. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Roath and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with the conveyancing practitioner who conducted the conveyancing.
I need to instruct a conveyancing solicitor for freehold conveyancing in Roath. I happened to land on a web site which appears to be the ideal answer If there is a chance to get all formalities completed via email that would be preferable. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My wife and I hope to acquire our 1st house in Roath. Conveyancing solicitor already appointed. The broker advised that a survey is not appropriate as the property is only 20 yrs old.
As the bare minimum you need a Home Buyer's Report. Given the property was constructed over a decade ago the property will not come with a warranty, so you don't want to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report could suffice. They will highlight any obvious problems and recommend further investigation if relevant. If there are any signs of problems seek a comprehensive Building Survey from the beginning.