I have just been advised by my lender that my Roath solicitor is not on the mortgage company Solicitor panel. How can I check?
You need to call your Roath conveyancer. You lawyer should notify you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
Can your site be used to recommend a Conveyancing solicitor in Roath even where I’m not buying or disposing of a house, for instance where I wish to acquire a shop in Roath with a loan from Birmingham Midshires?
The service is primarily utilised to get a quote from residential conveyancing solicitors in Roath but we have recorded towards the end of this page a selection of Roath commercial conveyancing firms. You should make contact with the company directly to check if they are also authorised to represent Birmingham Midshires
Just had an offer accepted on a new build apartment in Roath. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Roath
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I am looking to sell my house. My previous solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Roath if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Roath. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
Last March I purchased a leasehold house in Roath. Am I liable to pay service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Roath Conveyancing for Leasehold Flats - A selection of Queries before buying
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Many Roath leasehold flats will incur a service bill for the upkeep of the building levied by the management company. Should you purchase the flat you will have to meet this amount, normally periodically accross the year. This could be anything from a couple of hundred pounds to thousands of pounds for large purpose-built buildings. There will also be a ground rent to be met annual, this is usually not a exorbitant amount, say approximately £25-£75 but you should to enquire it because sometimes it could be many hundreds of pounds. What is the yearly service fee and ground rent? It is important to be aware whether a new roof is being installed or some other major work is anticipated that will be shared between the leasehold owners and will materially increase the the maintenance charges or necessitate a specific payment.
The solicitors carrying out our conveyancing in Roath has forwarded documents to review that reveal that the property is unregistered with epitome documents. How can it be that the property not registred at HM Land Regsitry?
Although the vast majorities of properties in Roath are now registered with HMLR there are still some that are unregistered. Any property in Roath that has been purchased since the late 1980’s will have been registered at the HM Land Registry under the compulsory ‘first registration’ scheme. However, if a Roath property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Many Roath conveyancing lawyers will be able to handle this type of conveyancing but in the event that uncertainty exists the conventional guidance these days is for the seller to register it first and subsequently sell - this will predictably cause a significant delay.