I am obtaining a mortgage with Santander. I hope to use a Licensed Conveyancer in Pentwyn. Does the Santander Conveyancing panel allow for conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We were just about to sign contracts for a property in Pentwyn. We encountered a stumbling block. The mortgage offer with Britannia expires on 15/7/2026 but the vendors are insisting on a completion date of 17/7/2026. Is it possible to prolong the mortgage offer?
The best person to deal with your issue is your conveyancer who will assess if he or she is better off negotiating with the lender, vendor’s conveyancers, selling agents or conceivably all parties given the history of your house move as of today.
We note that you have a post code search directory listing law firms on the UBS conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Pentwyn?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Pentwyn.
How does conveyancing in Pentwyn differ for newly converted properties?
Most buyers of new build residence in Pentwyn come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is completed. This is because new home sellers in Pentwyn tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Pentwyn or who has acted in the same development.
I decided to have a survey done on a house in Pentwyn prior to appointing lawyers. I have been told that there is a flying freehold element to the property. My surveyor advised that some mortgage companies will refuse to issue a loan on such a premises.
It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Pentwyn. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Pentwyn to see if the conveyancing costs will increase in light of this.
My father-in-law has suggested that I use his conveyancers in Pentwyn. Should I use them?
Much as we are happy to recommend a Pentwyn conveyancing lawyer it’s preferable to select a conveyancing lawyer is to get feedback from friends or family who have actually experience in using the solicitor you're contemplating using.