Me and my partner are intending to acquire a 2 bedroom apartment in South Ockendon with a mortgage. We would like to retain our South Ockendon solicitor, but the bank says he's not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or continue with our South Ockendon conveyancer and pay for one of their panel lawyers to act for them. This feels very unfair; are we not able to demand that the mortgage company use our South Ockendon lawyer ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your South Ockendon conveyancing solicitor to apply to be on the conveyancing panel.
Can the conveyancing lawyers listed on your site carry out attended exchange conveyancing in South Ockendon?
There are a few conveyancing specialists carrying out one day exchanges. Please call us to secure a conveyancing quote and details as to dates.
After researching consumer advice sites for an affordable lawyer in South Ockendon, many comment that I must instruct a CQS accredited lawyer. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in home moving process, trusted by some of the UK's leading mortgage companies. Four years ago the Conveyancing Quality Scheme was officially recognised by the Legal Ombudsman. CQS is not a scheme offered by the Society for Licensed Conveyancers. South Ockendon is one of the numerous areas of the UK where there are CQS solicitors.
I require quick conveyancing in South Ockendon as I have a deadline to sign on the dotted line inside one month. Thankfully I do not require a mortgage. Can I escape the need for conveyancing searches to save money and time?
If.Given you are not obtaining a mortgage you have the choice not to do searches although no conveyancer would advise that you don't. With plenty of history conveyancing in South Ockendon the following are instances of what can crop up and adversely impact future mortgageability: Enforcement Actions, Outstanding Charges, Overdue Grants, Unadopted Roads,...
I need to instruct a conveyancing solicitor for purchase conveyancing in South Ockendon. I happened to land on a web site which looks to be the ideal offering If there is a chance to get all the legals done via web that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
All being well we will complete our sale of a £125,000 garden flat in South Ockendon next Monday. The managing agents has quoted £324 for Landlord’s certificate, building insurance schedule and 3 years service charge statements. Is it legal for a freeholder to charge such fees for a leasehold conveyance in South Ockendon?
South Ockendon conveyancing on leasehold apartments nine out of ten times results in administration charges raised by freeholders :
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Addressing conveyancing due diligence questions
Where consent is required before sale in South Ockendon
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a South Ockendon conveyancing firm to assist?
Where there is a missing freeholder or if there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the LVT to make a decision on the price.
An example of a Lease Extension decision for a South Ockendon property is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case affected 1 flat. The unexpired term was 57.5 years.