I am helping my niece sell her flat in Romsley. Will the conveyancer arrange an energy assessment or should I organise this?
After the demise of Home Packs, EPC’s was maintained a required element of moving property. An energy performance certificate must be to hand in advance of the property being put on the market. It is not a task that law firms ordinarily organise. Where you are using a Romsley conveyancing practitioner they may be willing to arrange energy performance certificates due to their contacts with reputable local assessors
I just acquired a house at auction in Romsley. Conveyancing is necessary. What is next?
Now that you have for all intents and purposes signed on the dotted line you must choose a conveyancing practitioner as a matter of priority as you are facing a tight a drop dead date to complete the purchase. An auction property should have a bespoke auction pack. This will include most,if not all of the paperwork that your lawyer requires. Where you are dealing with leasehold property the conveyancing papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You must hand this to the lawyer working for you ASAP. You also need to ensure that you have funds in order to complete on the date specified in the contract.
How can we know in advance if a Romsley conveyancing solicitor on the RBS panel is any good?
When it comes to conveyancing in Romsley seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor handling your conveyancing.
Will our conveyancer be raising enquiries regarding flooding as part of the conveyancing in Romsley.
Flooding is a growing risk for solicitors specialising in conveyancing in Romsley. There are those who purchase a house in Romsley, fully aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Solicitors are not best placed to impart advice on flood risk, however there are a numerous searches that may be carried out by the buyer or on a buyer’s behalf which will give them a better understanding of the risks in Romsley. The standard property information forms supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the owner to find out whether the premises has ever been flooded. In the event that the residence has been flooded in past and is not notified by the vendor, then a buyer could issue a claim for damages resulting from an misleading answer. A buyer’s lawyers should also commission an enviro report. This should higlight whether there is any known flood risk. If so, additional inquiries will need to be carried out.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a quick, no chain conveyancing. Romsley is where the house is located. Can you shed any light on this issue?
Flying freeholds in Romsley are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Romsley you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Romsley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm remortgaging my primary property to a BTL mortgage with Barclays Direct and I will use the ballance of the raised equity as a deposit on another property. The location we are talking about is Romsley. Will your solicitors be able to act for both sets of lenders and tie in the conveyances?
Make use of our comparison tool on this site to ensure that the lawyers are on the appropriate lender panels. On the basis that they are your solicitor will be able to tie up the two transactions but you should have a chat with you conveyancer and specify your desired outcome and requirements.
We are a fortnight into a leasehold purchase having been recommend to a firm by the selling agent to carry out the conveyancing in Romsley. We are not happy. Can you help me find new solicitors?
A solicitor would have to be very bad to suggest diss instructing them. Has your mortgage been sent? If so you need to inform them of the new contact details and ensure the offer are issued to the new lawyers. Your solicitor ideally needs to be on the mortgage company panel to avoid supplemental charges and frustration. That should be your starting point. Our search tool should help you find a lender approved lawyer for your home move in Romsley
Can I establish who is the owner of a house in Romsley?
As long as the property is recorded at HM Land Registry, and you have enough details of the location of the premises, you will be able to obtain details from the HMLR of the recorded owner for a fee.