I have just been advised by my broker that my Broughton solicitor is not on the mortgage company Solicitor panel. What can I do to be certain whether this is indeed the case?
The sensible course of action for you to take is to call your Broughton conveyancer. You lawyer should notify you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your lender.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Broughton. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 22/12/2025, the requirements read as follows :
The estate agent has sent us the confirmation of our purchase of a new build apartment in Broughton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Broughton
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. There must be mutual enforceability of lessee’s covenants.
I am looking for a leasehold apartment up to £235,500 and found one round the corner in Broughton I like with open areas and station in the vicinity, the downside is that it's only got 61 remaining years left on the lease. There is not much else in Broughton in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
If you need a home loan that many years will likely be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you may request that they start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.
I need to retain a conveyancing solicitor for my conveyancing in Broughton. I happened to stumble across a web site which appears to be the ideal offering If there is a chance to get all formalities completed via email that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I've recently bought a leasehold house in Broughton. Am I liable to pay service charges for periods before completion of my purchase?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Leasehold Conveyancing in Broughton - A selection of Questions you should ask before Purchasing
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In the main the outlay for major works are not wrapped into the service charges, although a few managing agents in Broughton require leasehold owners to pay into a reserve fund created for the specific purpose of building a fund for larger repairs or maintenance. What is the name of the managing agents?