I plan on buying a leasehold flat in Broughton. My lawyer is not listed on the bank approved panel. Am I still permitted to appoint my Broughton conveyancing solicitor even though they are not on the lender panel of approved conveyancing solicitors?
One must instruct a solicitor to complete the legal work required if you need a loan to buy your home. They will conduct all the appropriate due diligence on the property, make sure that you will be properly registered as the owner and ensure that all the necessary mortgage paperwork is dealt with. One can appoint a Broughton lawyer of your choosing. However, if the conveyancer selected is not on the bank conveyancing panel further costs will be incurred as separate legal representation will be required by them. Conveyancing panel applications may be submitted, so where your conveyancer has not in the past sought membership they should do so.
I have just over seventy years remaining on my lease and require a lease extension for my apartment in Broughton. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/1/2026 the requirements read as follows :
My wife and I purchasing a detached bungalow in Broughton. Our aim is to carry out a loft conversion at the house.Will the conveyancing process include investigations to ascertain if these alterations are prohibited?
Your property lawyer should check the registered title as conveyancing in Broughton will occasionally identify restrictions in the title documents which restrict certain works or need the permission of another owner. Some extensions need local authority planning consent and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these things with a surveyor before you commit yourself to a purchase.
We had instructed solicitors located in Broughton on the Bank of Ireland solicitor panel. They are now charging me a further fee for dealing with the Bank of Ireland mortgage. Is this an additional conveyancing fee specified by Bank of Ireland?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your property lawyer is entitled to charge a fee for this. The fee is not dictated by Bank of Ireland but by your Broughton property lawyer. Plenty of firms on the Bank of Ireland panel will quote ’dealing with mortgage’ fee but many firms incorporate it on their overall fee.
I am expecting a DIP from RBS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Broughton solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Broughton solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
I have recentlyfound out that Action Conveyancing have closed. They conducted my conveyancing in Broughton for a purchase of a leasehold flat 18 months ago. How can I establish that my home is not still registered in the name of the previous owner?
The quickest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Broughton conveyancing specialists.
Hoping to buy a property located in Broughton and I am already nervous. I couldn't find anything specific about Broughton. Conveyancing will be needed in due course but do you know about the Broughton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Broughton. In the meantime here are some basic statistics that we found
I have been recommended a conveyancing solicitor in Broughton. I I would like to check if they are on the lender's conveyancing panel. Could you help?
You should phone your solicitor to enquire if they are on the lender's panel. Alternatively please get in touch with us and we can make some checks for you. Should the firm not be on the conveyancing panel we we can help find a quality conveyancing solicitor in Broughton on the panel for your mortgage company.