My mortgage company has suggested a law firm on their panel based in Broughton but I would rather use a conveyancing lawyer in Broughton or nearer to where I live. Can you help?
Far from all Broughton conveyancing practices are on all lender’s conveyancing panel. Do make use of the above search tool to choose a Broughton conveyancing solicitor on the on the lender panel.
We are purchasing a property and the lawyer has mentioned Chancel Repair for which the house could be liable given it’s proximity to the area of such a church. He has recommended insurance. Is this strictly necessary for conveyancing in Broughton
Unless a previous purchase of the premises took place post 12 October 2013 you could expect lawyers handling conveyancing in Broughton to remain encouraging a chancel search and or insurance against a claim.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The lawyers who did the conveyancing in Broughton 4 years ago have long since closed. What are my options?
Assuming the title is registered the details of your proprietorship will be recorded by HMLR with a Title Number. It is easy to perform a search at the Land Registry, locate your property and get current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually retain a file copy of the Registered Lease and again, a copy can be retrieved for a small fee.
I'm buying a new build house in Broughton with the aid of help to buy. The developers would not move on the amount so I negotiated £7000 of extras instead. The estate agent suggested that I not inform my lawyer about the deal as it will affect my loan with Bank of Ireland. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a house in Broughton prior to instructing lawyers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some banks tend not give a mortgage on this type of property.
It varies from the lender to lender. Lloyds has different instructions from Halifax. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Broughton. Conveyancing will be smoother if you use a solicitor in Broughton especially if they are accustomed to such properties in Broughton.
I am selling my house. My former solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Broughton if that affects matters.
Please use our search tool to help you find a solicitor for your conveyancing in Broughton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.