I have given 8 weeks notice to my existing landlord and have to leave my let out flat in tipton by 22/10/2025. Conveyancing for my house purchase is underway. Is it possible to complete in three weeks as don't want to have to move into short term accommodation?
The normal practice is not to give notice for your lease until you have exchanged. Assuming that you have not already done so, speak to your solicitor and request that they seek the assistance the sellers lawyers, try to get a realistic time scale from them that everyone will look towards
Finally the sale completed on my house in tipton last July yet the purchaser is texting daily to moan that her solicitor is waiting to hear from mylawyer. What should my lawyer have done following completion?
Post completion of your sale your conveyancer should deliver the transfer deeds and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your conveyancer must also confirm that the mortgage has been repaid to the purchasers lawyers. There are no post completion formalities just for conveyancing in tipton.
I am considering applying for a Aldermore mortgage for purchase of a new build (under development) in tipton with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Aldermore ?
There is nothing to stop you using your solicitor, but Aldermore will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I'm the only beneficiary of my late father’s will with all property in now in my sole name, including the my former home in tipton. Conveyancing formalities meant that the Land Registry date was in August. I now wish to sell up. I understand that there is a CML 6 month 'rule', meaning my property ownership will be considered the same way as though I had purchased the house in August. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. How practical a view lenders take of it, depend on the lender as this provision is principally there to identify the purchase and immediately sell or the quick reselling of property.
We had appointed conveyancers based in tipton on the Yorkshire BS solicitor approved list. They are now charging me an additional amount for the legal aspects of the Yorkshire BS mortgage. Is this an additional conveyancing fee specified by Yorkshire BS?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer is entitled to levy a fee for this. The charge is not dictated by Yorkshire BS but by your tipton property lawyer. Numerous firms on the Yorkshire BS panel will levy an ‘acting for lender’ fee and others do not.
Virgin Money have agreed my mortgage in principle, my bid on a apartment in tipton has been agreed to, now what?
Your estate agent will need to be informed of your property lawyer's details (be sure the conveyancers are on the lender’s panel). Call up Virgin Money or the financial adviser and complete any relevant forms. Virgin Money will instruct a valuer who will get in contact with the estate agent or owners to arrange a slot for the valuation to happen. Once carried out (assuming no problems) it takes on average a week for the mortgage offer to be issued. Virgin Money will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in tipton.
I have recentlyfound out that Arc property Solicitors have been shut down. They conducted my conveyancing in tipton for a purchase of a leasehold flat 10 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?
The easiest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of tipton conveyancing specialists.
We are a fortnight into a residential purchase having been recommend to conveyancers by the high street agent to carry out the conveyancing in tipton. We are not happy. Could you help me find new solicitors?
A conveyancer would have to be really poor to suggest changing them. Has the loan offer been generated? In the event that it has you need to inform them of the new contact details and get the offer are issued to the new lawyers. Your conveyancer should be on the mortgage company approved list to avoid escalating fees and complications. So that should be your first question of the new solicitors. The find a solicitor tool should assist you in finding a bank approved solicitor for your conveyancing in tipton