We are a couple about to sign contracts for a garden flat in tipton. We encountered a snag. The loan offer with Santander runs out on 9/2/2026 but the vendors are putting forward a completion date of 11/2/2026. Is it possible to prolong the loan expiry date?
The best person to address this issue is your solicitors who should calculate if they should be discussing with the bank, owner’s solicitors, property agents or possibly all three given the circumstances your transaction to date.
It is 10 years ago since I purchased my property in tipton. Conveyancing solicitors have recently been retained on the sale but I can't track down the title deeds. Will this cause complications?
You need not be too concerned. First there is a possibility that the deeds will be kept by your mortgage company or they may be in the possession of the lawyers who oversaw the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. The vast majority of conveyancing in tipton involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
My Conveyancer in tipton is not on the Santander Conveyancing Panel. Can I still retain my prefered solicitor even though they are not on the Santander approved list?
Your options are as follows:
- Complete the purchase with your existing tipton solicitors but Santander will need to use a lawyer on their panel. This will result in additional total legal fees and result in delays.
- Find an alternative lawyer to act in the conveyancing, not forgetting to check they are Santander approved.
- Try to convince your Santander based solicitor to seek to join the Santander panel
I'm remortgaging my existing house to a BTL loan with National Westminster Bank and intend to use the remaining equity towards further house. The location we are looking at is tipton. Will your solicitors be able to act for both sets of lenders and link together the transactions?
Do use our comparison tool on this page to check that the solicitors are approved by both mortgage companies. On the basis that they are your conveyancer should be able to tie up the two deals but you should talk with you lawyer and communicate your desired outcome and needs.
I need to find a conveyancing solicitor for purchase conveyancing in tipton. I have land on a web site which appears to be the perfect offering If there is a chance to get all this stuff completed via email that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Is there a reason that tipton conveyancing costs are higher for leasehold and freehold properties?
Leasehold conveyancing in tipton will often involve additional due diligence such as checking the lease, corresponding with the freeholder, obtaining up to date rent receipts, landlord’s consents, management company’s accounts etc.