I am nearing exchange of contracts for my apartment in Chorlton cum Hardy and the EA has just called to advise that the buyers are switching solicitor. The excuse is that the lender will only deal with property lawyers on their approved list. Why would a big named lender only deal with certain solicitors rather the firm that they want to choose to handle their conveyancing in Chorlton cum Hardy ?
Banks have always had an approved set of law firms that can represent them, but in the last few years big names such as HSBC, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for many years.
Mortgage companies blame a rise in fraud as the reason for the reduction – criteria have been tightened as a smaller panel is easier to maintain. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels. Plenty of firms are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your purchasers are not going to have any impact on this.
My wife and I are soon to exchange on the purchase of a house in Chorlton cum Hardy but as a result of damage from a small fire at the property I have managed to agree compensation from the current proprietors in the sum of £2k taking the form of a reduction in the price. This was going to be dealt with as part of amending the contract yet Clydesdale are not allowing this. Should they have been notified?
Any lawyer being on the Clydesdale approved list is duty bound to inform Clydesdale of any changes to the sale price. If you prohibit your lawyer to notify the reduction to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new conveyancing practitioner for your conveyancing in Chorlton cum Hardy.
I had intended to instruct a property lawyer in Chorlton cum Hardy for our home move. Our broker has since notified us that our mortgage lenders TSB won't deal with them. Surely this is unduly restrictive?
A mortgage company may insist on a panel solicitor act for it. You would be liable to meet the cost of this. Please make use of our directory service to select a solicitor to carry conveyancing in Chorlton cum Hardy on the TSB conveyancing panel.
We are intent on selling our house in Chorlton cum Hardy and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers are using an online conveyancing firm rather than a conveyancing solicitor in Chorlton cum Hardy. Having lived in Chorlton cum Hardy for six years we know of no issue. Should we get in touch with our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I used Action Conveyancing a few years ago for my conveyancing in Chorlton cum Hardy. Now, I need the documents but the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chorlton cum Hardy of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Are the Chorlton cum Hardy conveyancing lawyers identified as being on the mortgage company conveyancing panel, together with their details provided by the lender?
Chorlton cum Hardy law firm practices and firms carrying out conveyancing in Chorlton cum Hardy themselves provide us confirmation that they are on the lender conveyancing panel as opposed to being supplied with a list from the lender directly.