Our god-son is purchasing a new build apartment in Chorlton cum Hardy with a mortgage from Yorkshire BS. His conveyancer has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Yorkshire BS conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Yorkshire BS conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We are downsizing from our property in Chorlton cum Hardy and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any high street Chorlton cum Hardy lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using an online conveyancing practice rather than a conveyancing solicitor in Chorlton cum Hardy. We have lived in Chorlton cum Hardy for 4 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I used Arc property Solicitors several years past for my conveyancing in Chorlton cum Hardy. Now, I need the documents but the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chorlton cum Hardy of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a simple, chain free conveyancing. Chorlton cum Hardy is the location of the property. Can you shed any light on this issue?
Flying freeholds in Chorlton cum Hardy are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chorlton cum Hardy you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chorlton cum Hardy may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My partner has suggested that I instruct his conveyancers in Chorlton cum Hardy. Should I choose my own property lawyer?
Much as we are happy to recommend a Chorlton cum Hardy conveyancing lawyer it’s preferable to choose a conveyancing lawyer is to have recommendations from friends or relatives who have actually used the conveyancer you're are thinking of instructing.
My wife and I have recently had an offer agreed on a apartment and had an appointment on Wednesday with Nationwide for the mortgage. They advised us that when it comes to choosing a solicitor that if they are not on their approved list of solicitors then we will incur a further fee of £250+. This is is due to the fact that they would then have to appoint a solicitor to act on their behalf as well as the one we select on our behalf and we will be on the hook for their fees. I have requested Nationwide to furnish me with a list so I can seek quotes only from their approved lawyers but was told they dont have such a list to hand over. Is there a list online?
You can enquire of Nationwide what their criteria for panel membership is for a conveyancer.Then ask the property lawyer of your choice whether they fit that criteria and have they acted on loans for Nationwide before. If the answer to those is yes, then just double check with Nationwide. Alternatively please utilise our search facility and we should be able to identify a lawyer in Chorlton cum Hardy on the approved list for Nationwide.