What is the difference between a licensed conveyancer and conveyancing solicitor in Lickey End
There are many registered licenced Conveyancers in Lickey End and Solicitor firms in Lickey End to choose from We would stress that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. Both can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I am the only recipient of my late father’s estate and I have everything in my name alone, including the my former home in Lickey End. The Lickey End property was put into my name in February. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', meaning my proprietorship will be considered the same way as if I'd bought the property in February. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. How practical a view lenders take of it, depend on the mortgage company as this clause is primarily there to identify subsales or the wholesaling and assigning of properties.
I've read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Lickey End solicitor - who is on the Yorkshire BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Lickey End postcode. As you are getting a mortgage with Yorkshire BS, you could contact them to see if they have a list of approved surveyors in Lickey End.
I got the keys to my house on 3 February and my personal details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Lickey End said it should be formalised in less than a month. Are titles in Lickey End particularly slow to register?
There is nothing unique when it comes to conveyancing in Lickey End registration formalities. Rather than based on location, timescales can vary subject to the party submitting the application, whether it is in order and whether the Land registry must send notices to any third persons or bodies. At present in the region of 80% of such applications are completed within two weeks but occasionally there can be protracted delays. Historically registration is effected after the new owner is living at the premises thus 'speed' is not typically primary concern but if it is urgent that the the registration takes place urgently then you or your solicitor should speak with the land registry and explain the circumstances.
I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Lickey End is the location of the property. Can you offer any opinion?
Flying freeholds in Lickey End are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lickey End you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lickey End may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In what way does the Landlord & Tenant Act 1954 affect my commercial offices in Lickey End and how can you help?
The 1954 Act provides protection to business tenants, giving them the dueness to make a request to court for a continuation of occupancy at the end of the lease term. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Lickey End is one of our many areas of the UK in which our lawyers have offices
I need to instruct a conveyancing solicitor for freehold conveyancing in Lickey End. I happened to stumble across a site which looks to be the ideal offering If there is a chance to get all this stuff done via email that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Estate agents have just been given the go-ahead to market my 2 bed flat in Lickey End.Conveyancing has not commenced however I have recently had a yearly service charge invoice – should I leave it to the buyer to sort out?
It best that you discharge the service charge as you normally would as all ground rent and service payments will be allottedon completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process