It may have been a long time coming a loan agreement from HSBC for the remortgage of my 2 bedroom flat is expected within the next few days. Can you put forward a low cost conveyancing law firm in Lickey End?
You have arrived at the wrong site to search for a cheap conveyancing in Lickey End. Our aim is to provide affordable conveyancing but our intention is not to advertise as being the cheapest. Do not be swayed by brokers seducing you with ninety nine pound conveyancing in Lickey End. In your best case scenario, in deciding on low cost conveyancing, you will get your money’s worth and at worst it will result in you with a surprising uplift in additional fees and still not receive the service expected.
My Lickey End solicitor has uncovered a difference when comparing the information in the valuation report and what is in the legal papers for the property. My solicitor says that he needs to ensure that the bank is happy with this discrepancy and is still content to lend. Is my lawyer’s approach right?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
My grandmother passed away 10 months ago and as sole heir and executor I was left the house in Lickey End. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then Nottingham will require that you use a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.
Please help - my lawyer says that breach of easement insurance is required on my purchase. What is the level of cover for Lickey End conveyancing?
The right level of breach of easement indemnity insurance depends on your lender. It would differ for example between National Westminster Bank and Skipton Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.
We previously selected solicitors locally in Lickey End on the UBS solicitor approved list. They are now charging me a supplemental sum for the legal aspects of the UBS mortgage. Is this a supplemental conveyancing fee set by UBS?
Provided it is contained in their Terms and Conditions or Quote then yes your conveyancing practitioner may charge a fee for this. This charge is not set by UBS but by your Lickey End lawyer. Numerous firms on the UBS panel will quote ’dealing with mortgage’ fee and others do not.
Can I be sure that the Lickey End conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Lickey End seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor conducting your transaction.
We are planning on selling our house in Lickey End and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A local lawyer would know that there is no such problem. It does beg the question why the buyers are using a factory type conveyancing firm as opposed to a conveyancing solicitor in Lickey End. Having lived in Lickey End for six years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
How do I use your search facility to select a conveyancing practitioner in Lickey End on the panel for my lender?
Step one is to choose a mortgage company such as National Westminster Bank, Coventry Building Society or Godiva Mortgages Ltd then specify your preferred area e.g. Lickey End. Conveyancing organisations in Lickey End and further afield should be listed.