My wife and I are soon to exchange on the purchase of a house in Lickey End but as a consequence of damage from the recent storms I have managed to agree compensation from the owner of £2k by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process however Virgin Money are not allowing this. Why were they involved?
Your property lawyer that is on a Virgin Money conveyancing panel is required to inform Virgin Money of any variations to the sale price. If you were to refuse your solicitor to notify the price change to Virgin Money then they would have to discontinue acting for you. In addition, Virgin Money and you would have to appoint a new solicitor for your conveyancing in Lickey End.
As I am unsure how the conveyancing bit works what is the most important number one tip you can impart concerning purchase conveyancing in Lickey End?
You may not hear this from too many lawyers but conveyancing in Lickey End or throughout Worcestershire is an adversarial experience. In other words, when it comes to conveyancing there exists an abundance of opportunity for conflict between you and other parties involved in the transaction. E.g., the seller, property agent and on occasion the bank. Selecting a lawyer for your conveyancing in Lickey End should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the transaction whose responsibility is to protect your legal interests and to keep you safe.
There is a worrying ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your conveyancer above the other players when it comes to the legal transfer of property.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Lickey End. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/2/2026, the requirements read as follows :
Forgive me if this question is silly but I am unseasoned as a first time buyer of a garden flat in Lickey End. Do I collect the keys to the premises on completion from my solicitor? If this is the case, I will instruct a High Street conveyancing solicitor in Lickey End?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the vendor’s lawyers, and once they have received this, you will be invited to receive the keys from the property Agents and move into your new home. Usually this occurs early afternoon.
I have decided to exercise my right to buy my property in Lickey End off the council. I have a mortgage offer with Santander. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
My offer was accepted on a property in Lickey End on 19/12/2025, valuation was booked 4 days later, received a clean bill of health. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
The estate agent has sent us the confirmation of our purchase of a new build flat in Lickey End. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Lickey End
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please confirm the Lease plans are architect prepared.
Due to the encouragement of my in-laws I had a survey completed on a property in Lickey End before instructing lawyers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some banks may not grant a loan on this type of property.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Lickey End. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Lickey End to see if the conveyancing costs will increase in light of this.