We are purchasing a flat and require a conveyancing solicitor in Clent who is on the Clydesdale solicitor panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Clent.
It has been 4 months following my purchase conveyancing in Clent concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying my first flat in Clent with a loan from Nationwide Building Society. The builders would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not disclose to my lawyer about this extras as it could impact my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a house in Clent in advance of retaining conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some mortgage companies tend refuse to give a mortgage on this type of premises.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. If you contact us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Clent. Conveyancing may be slightly more expensive based on your lender's requirements.
My father has urged me to appoint his conveyancers in Clent. Should I use them?
Much as we are happy to recommend a Clent conveyancing lawyer it’s preferable to find a conveyancing practitioner is to have guidance from friends or family who have used the solicitor that you are are thinking of instructing.
How much should conveyancing in Clent cost?
The amount you are levied for Clent conveyancing fees can differ considerably from firm to firm. Given these differences it all the more critical for you to find this out when you first appoint a lawyer. It is advisable to find three or four quotes.