We see that you have a search directory identifying firms on the Clydesdale conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Pontypool?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Pontypool.
We are expecting a mortgage offer soon. The lender mentioned the loan came with free conveyancing. Does this mean I have to use their panel lawyer as I would prefer to instruct a Pontypool based conveyancing firm?
Do check but the chances are that give you one of their panel conveyancers if you want the "fee-free" incentive. Speak to the bank to check if they make available a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor near Pontypool.
Are all Pontypool Conveyancing Quality Solicitors on the Co-operative conveyancing panel?
A selection of lenders now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their panels.
We have a mortgage agreed in principle with Kent Reliance. Pontypool conveyancing lawyers were chosen. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?
There is no definitive answer here. Have Kent Reliance conducted the survey? Have you advised Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Completion of my remortgage has taken place for my property in Pontypool. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
We are purchasing a house and the solicitor has identified Chancel Repair to which the property could be liable given it’s proximity to the area of such a church. He has recommended insurance. Is this strictly necessary for conveyancing in Pontypool
Unless a prior purchase of the premises took place post 12 October 2013 you may take it that lawyers conducting conveyancing in Pontypool to continue to advocate a chancel search and or chancel repair liability insurance.
I have justbecome aware that Action Conveyancing have been shut down. They carried out my conveyancing in Pontypool for a purchase of a leasehold flat 12 months ago. How can I check that the property is in my name in the name of the former proprietor?
The easiest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Pontypool conveyancing specialists.
There are only Fifty years unexpired on my flat in Pontypool. I now want to extend my lease but my landlord is absent. What should I do?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. However, you will be required to demonstrate that you or your lawyers have done all that could be expected to track down the freeholder. On the whole an enquiry agent should be useful to try and locate and prepare a report which can be used as evidence that the freeholder can not be located. It is advisable to get professional help from a solicitor in relation to investigating the landlord’s absence and the vesting order request to the County Court covering Pontypool.
I inherited a ground floor flat in Pontypool, conveyancing having been completed February 2005. How much will my lease extension cost? Corresponding flats in Pontypool with a long lease are worth £171,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease runs out on 21st October 2104
With only 79 years left to run the likely cost is going to range between £8,600 and £9,800 plus professional fees.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.