I am hoping to move into my new home in Pontypool next Tuesday. My property lawyer now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the bank expect the insurance to cover?
All property lawyers on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These requirements are not unique to conveyancing in Pontypool.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Pontypool. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 21/8/2025, the requirements read as follows :
I need some fast conveyancing in Pontypool as I am faced with pressure to sign on the dotted line inside one month. Fortunately I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are not taking a home loan you have the choice not to do searches although no solicitor would advise that you don't. With plenty of history conveyancing in Pontypool the following are instances of issues that can show up and adversely affect market value: Refused Planning Applications, Outstanding Charges, Overdue Grants, Road Schemes,...
Due to the guidance of my in-laws I had a survey completed on a property in Pontypool before retaining conveyancers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some lenders will refuse to give a loan on a flying freehold house.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Pontypool. Conveyancing will be smoother if you use a solicitor in Pontypool especially if they regularly deal with such properties in Pontypool.
I am a sole trader planning to take an assignment of a lease of a shop on a shopping parade. Can you recommend solicitors offering no-move-no costs for commercial conveyancing in Pontypool for below 1500k?
We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Pontypool, including the disposal and acquisition of businesses as well as simply property. If you are looking to buy or lease a shop, pub, restaurant, office, retail premises or a complete business we can find you the right solicitor. As for the charges these will vary based on the structure and complexity of the deal. Let us have your details or email so as to enable us to furnish you with a detailed commercial conveyancing calculation.
We expect to complete the sale of our £125,000 apartment in Pontypool in just under a week. The landlords agents has quoted £336 for Certificate of Compliance, insurance certificate and previous years statements of service charge. Is the landlord entitled to charge an administration fee for a flat conveyance in Pontypool?
For the majority of leasehold sales in Pontypool conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Answering pre-contract enquiries
Where consent is required before sale in Pontypool
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Pontypool Leasehold Conveyancing - Examples of Queries Prior to buying
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What is the yearly service fee and ground rent? Are any of leasehold owners in dispute over their service charge liability? It is important to be aware whether fixing the lift or some other major work is pending that will be shared between the leasehold owners and will materially increase the the service costs or result in a specific invoice.