My partner and I have lately purchased a house in Rogerstone. We have since encountered a number of problems with the property which we believe were omitted in the conveyancing searches. What action can we take? What searches should? have been conducted as part of conveyancing in Rogerstone?
The query is vague as what problems have arisen and if they are unique to conveyancing in Rogerstone. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are designed to help avoid problems. As part of the process, a seller answers a form referred to as a SPIF. answers proves to be inaccurate, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Rogerstone.
It is is a decade since I acquired my property in Rogerstone. Conveyancing lawyers have now been appointed on the sale but I am unable to track down the deeds. Is this a major issue?
You need not be too concerned. Firstly the deeds may be kept by the lender or they may be in the possession of the solicitor who handled your purchase. Secondly in all probability the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Almost all conveyancing in Rogerstone relates to registered property but in the unlikely event that your home is not registered it is more problematic but is not insurmountable.
I am assisting my sister sell her property in Rogerstone. Does the solicitor arrange the energy assessment or it is for me to see to?
Following the abolition of HIPs, EPC’s remained a required element of moving property. An energy performance certificate must be commissioned in advance of the property being marketed. It is not a task that conveyancers normally arrange. Where you are instructing a Rogerstone conveyancing solicitor they might help arrange EPC’s given their relationships with reputable local providers
Is it the case that all Rogerstone conveyancing solicitors on the TSB conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the TSB approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Some mortgage companies do list licenced conveyancers on their panel in which case such practice would be governed by the Council of Licensed Conveyancers.
It is not clear whether my lender requires a lease extension. I have called my Rogerstone building society branch on numerous occasions and was informed it wasn't an issue and they will lend. My Rogerstone conveyancing solicitor - who is on the bank conveyancing panel- called and was told they refuse to lend in accordance with their published requirements. I have no idea who is right.
Your conveyancer must comply with the CML Handbook Part 2 conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
What can a local search tell me concerning the property my wife and I buying in Rogerstone?
Rogerstone conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company such as Onsearch The local search is essential in every Rogerstone conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your property. The search should supply information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Rogerstone?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Rogerstone. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking into buying my first house which is in Rogerstone and I am already nervous. I couldn't find anything specific about Rogerstone. Conveyancing will be needed in due course but do you know about the Rogerstone area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Rogerstone. In the meantime here are some basic statistics that we found