How up to date is your search tool for Splott conveyancing solicitors on the RBS conveyancing panel? Do RBS send you an updated list?
Splott conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
Our mortgage company has suggested solicitors on their panel based in Splott but I would rather choose a conveyancing lawyer in Splott or nearer to where I live. Are you able to assist?
Not all Splott conveyancing practitioners are approved and listed on all lender’s conveyancing panel. Use the above find an approved solicitor tool to identify a Splott conveyancing solicitor on the on the bank panel.
There is lots of information on this site regarding conveyancing in Splott but what is your top tip for choosing the right conveyancer in Splott
Do not opt for the lowest Splott conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Is it the case that all Splott solicitor practices on the UBS conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the UBS conveyancing panel they would need to be overseen by the SRA. Some banks do permit licenced conveyancers on their panel in which case such firms would be overseen by the CLC.
I am buying a property in Splott. An unusual aspect is that the roof has a solar panel. Clydesdale have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Clydesdale your lawyer must follow the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for Clydesdale. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Clydesdale where a lease fails to satisfy these specifications. The conditions relate to the installation of panels on properties in England and Wales and is not isolated to Splott.
I am looking for a leasehold apartment up to £235,500 and identified one close by in Splott I like with a park and railway links nearby, the downside is that it's only got 51 remaining years left on the lease. There is not much else in Splott suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a home loan the shortness of the lease will be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this matter.
I'm remortgaging my current property to a BTL mortgage with Norwich and Peterborough Building Society and I will use the ballance of the raised equity towards further property. The area we are talking about is Splott. Will your solicitors be able to act for both sets of lenders and link together the two deals?
Make use of our comparison tool on this page to check that the conveyancers are approved by both mortgage companies. On the basis that they are the solicitor should be able to connect the two conveyancing matters but you should talk with you conveyancer and make apparent your desired outcome and requirements.
Can a conveyancer remove a name from the title of my property in Splott ?
Extracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a property lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a property lawyer