It has come to my attention via my lender that my St Fagans solicitor is not on the lender Solicitor panel. What can I do to be sure that this is correct?
You need to contact your St Fagans conveyancer. You lawyer should notify you what has happened. Where they are not on the panel they may recommend you to a St Fagans conveyancing practice that is on the approved list of lawyers for your bank.
Will my conveyancing lawyers need to check that the building insurance when buying a house in St Fagans. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/6/2026, the requirements read as follows :
Please help - my lawyer says that missing deeds insurance is required on my purchase. What is the typical level of cover needed for conveyancing in St Fagans?
The right level of missing deeds indemnity insurance should be dictated by who who your lender is. It would differ for example between Santander and Chelsea Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
Is it correct that all St Fagans CQS (Conveyancing Quality Scheme) solicitors are on the Bank of Ireland conveyancing panel?
It is true that some banks and building societies now use the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
When it comes to mortgage companies such as HSBC, do St Fagans solicitors incur an annual charge to be on the conveyancing panel?
We are not aware of any mortgage company fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
I used Stirling Law several years ago for my conveyancing in St Fagans. I now require my file however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in St Fagans of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a flat up to £195,000 and identified one round the corner in St Fagans I like with amenity areas and transport links nearby, however it's only got 52 years unexpired on the lease. I can't really find anything else in St Fagans in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
If you require a home loan that many years will be an issue. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
We have been told by many family members that it may take up to two months for St Fagans conveyancing to complete.This was a month ago. The draft contract was only received to my conveyancer yesterday so does the clock start running now?
One should take with some degree of scepticism any assurance as to fast completion times. Instead ask the average timeframe to complete St Fagans conveyancing transactions and if they are happy to aim towards your proposed completion date for your conveyancing in St Fagans