I'm in the process of transferring my domestic home loan to a BTL Norwich and Peterborough Building Society mortgage. I have been informed by my broker that I need a lawyer for this. I got in contact with my past St Fagans conveyancing firm who acted on my behalf when I previously bought the premises. The costs estimate e-mailed to me of just over five hundred pounds has shocked me as I am not require purchase conveyancing - it’s simply a straightforward remortgage.
The estimate fees appear a bit high. Where you are happy to expend time scrutinising quotes you might get the conveyancing a bit cheaper by as much as £100 plus VAT. That being said, if you were content with the legal work the firm offered you maylive to rue choosing an an unknown solicitor. Don't forget to be sure the firm can act for Norwich and Peterborough Building Society. You can make use of our search tool to locate a St Fagans conveyancing firm on the Norwich and Peterborough Building Society approved list of lawyers, which can often include conveyancing solicitors in St Fagans.
We are buying a house and need a conveyancing solicitor in St Fagans who is on the RBS solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in St Fagans.
My grandmother passed away six months ago and as sole heir and executor I was left the house in St Fagans. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this allowed?
If you plan to re-mortgage then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
The deeds to our property are lost. The conveyancers who dealt with the conveyancing in St Fagans 4 years ago have long since closed. What are my options?
These day there are copies made of almost everything, and your conveyancer should know exactly where to find all the relevant paperwork so you can purchase or dispose of your house without a hitch. Where copies can’t be located, your lawyer can put in place insurance or indemnities against possible claims on your premises.
I need to appoint a conveyancing solicitor for sale conveyancing in St Fagans. I happened to discover a web site which appears to be the ideal offering If it is possible to get all formalities done via web that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Planning to sign contracts shortly on a studio apartment in St Fagans. Conveyancing solicitors assured me that they will have a report out to me on Monday. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in St Fagans should include some of the following:
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The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Setting out your rights in relation to common areas in the building.E.G., does the lease permit a right of way over an accessway or staircase? Does the lease require carpeting throughout thus preventing wood flooring? specifics of the parties to the lease, for example these could be the lessee, head lessor, landlord
I invested in buying a basement flat in St Fagans, conveyancing having been completed 4 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding flats in St Fagans with an extended lease are worth £191,000. The average or mid-range amount of ground rent is £55 levied per year. The lease finishes on 21st October 2079
With just 53 years left to run we estimate the price of your lease extension to range between £27,600 and £31,800 plus costs.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before getting professional advice.