Finally the sale completed on my house in St Fagans last January but my buyer keeps whats apping me to moan that their conveyancer needs to hear from mine. What are the post completion sale formalities now that I have sold?
Post completion of your house sale your solicitor should deliver the transfer documentation and all additional paperwork to the purchaser's solicitors. Where relevant, your solicitor must also send confirmation that the mortgage has been repaid to the purchasers solicitors. There are no post completion formalities just for conveyancing in St Fagans.
I have been told that property searches are the main cause of delay in St Fagans house deals. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature within the common causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of delay in conveyancing in St Fagans.
I completed on my house on 16 September and the transaction details are still not registered. Any reason for this? My conveyancing solicitor in St Fagans said it will be registered in less than a month. Are transfers in St Fagans uniquely lengthy to register?
As far as conveyancing in St Fagans is concerned, registration is no quicker or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timescales can differ depending on the party submitting the application, whether it is in order and if the Land registry must send notices to any other parties. At present in the region of three quarters of submission are fully addressed within two weeks but occasionally there can be extensive hold-ups. Registration occurs once the purchaser has moved in to the property therefore 'speed' is not usually an essential issue yet if there is a degree of urgency associated with the registration then you or your lawyers must communicate with the Registry to express the reasoning for an expedited registration.
Due to the advice of my in-laws I had a survey completed on a house in St Fagans prior to appointing solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies may not grant a loan on this type of premises.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in St Fagans. Conveyancing may be slightly more expensive based on your lender's requirements.
We are a couple of weeks into a leasehold purchase having been recommend to solicitors by the local agent to handle our conveyancing in St Fagans. I am am starting to be frustrated with the level of service. Could you help me find new lawyers?
A solicitor would have to be really poor in order to consider changing them. Has your mortgage been generated? If so you must advise them of the replacement solicitor and have the loan are issued to the new lawyers. Your new solicitor ideally needs to be on the lenders approved list to avoid added fees and frustration. That should be your starting point. Our search tool will help you find a bank approved conveyancer for your home move in St Fagans
I happen to be an executor of my recently deceased parent's Will, with a house in St Fagans which will be sold. The property has never been registered at the Land Registry and I'm advised that some purchasers will insist that it is completed before they'll move forward. What's the mechanism for this?
In the situation you refer to it seems sensible to apply to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. HMLR’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.