I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in St Fagans. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/8/2026, the requirements read as follows :
I am the single beneficiary of my late mum's estate with all property in now in my sole name, including the my former home in St Fagans. The St Fagans property was put into my name in July. I want to move. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership will be considered the same way as if I'd bought the house in July. Do I have to wait half a year to sell?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How sensible a view lenders take of it, depend on the bank as this clause chiefly exists to pick up on the purchase and immediately sell or the wholesaling and assigning of properties.
I had a mortgage agreed in principle with Santander. St Fagans conveyancing practitioners are chosen. What is the average time that one could expect to receive a mortgage offer from Santander?
There is no definitive answer here. Have Santander completed the valuation? Have you advised Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
My husband and I are spending time looking at flats in St Fagans and I am about to put in an offer. Is it wise to have my solicitor on ‘stand by’? I am planning to take a mortgage with Virgin Money.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are seeking a mortgage with Virgin Money, ask your prospective lawyers if they are on the Virgin Money conveyancing panel otherwise they can't do the mortgage legal work.
My company is wishing to take over a lease of a shop on a shopping parade. Can you recommend conveyancers offering competitive costs for commercial conveyancing in St Fagans for under 1500k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in St Fagans, including the sale and acquisition of businesses as well as simply premises. Whether you are hoping to acquire or dispose of a shop, pub, restaurant, office, retail premises or a whole business we will put you in touch with the right solicitor. Regarding the fees this will depend on the structure and heads of terms of the proposed transaction. Let us have your contact information or email so as to enable us to provide you with a detailed commercial conveyancing calculation.
My step-father has encouraged me to appoint his conveyancing solicitors in St Fagans. Should I find my own solicitor?
No doubt the best way to choose a conveyancing practitioner is to seek guidance from friends or family who have actually experience in using the solicitor that you are contemplating using.
I have just appointed agents to market my basement apartment in St Fagans. Conveyancing has not commenced, however I have just had a half-yearly maintenance charge demand – Do I pay up?
Your conveyancing lawyer is likely to suggest that you should clear the service charge as you normally would as all ground rent and service payments will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
St Fagans Leasehold Conveyancing - Sample of Questions you should ask before Purchasing
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What prohibitions are there in the St Fagans Lease? Its a good idea to find out as much as you can regarding the company managing the building as they will impact your use and enjoyment of the property. As the owner of a leasehold property you are frequently in the clutches of the managing agents from a financial perspective and when it comes to day to day matters like the cleanliness of the common parts. Enquire of other people whether they are happy with their service. In conclusion, find out the dates that the maintenance charges are due to the managing agents and precisely what it includes. How is the lease structured?
My fiance and I have just had an offer agreed on a house and had an appointment on Wednesday with HSBC for the mortgage. They advised us that when it comes to selecting a property lawyer that if they are not on their approved list of property lawyers then we will be subject to an an additional charge of £200. This is because they would then have to instruct a solicitor to act for them in addition to the one we appoint on our behalf and we will be on the hook for their invoice. I have requested HSBC to provide me with a list so I can obtain estimates only from their approved conveyancers but was told they dont have such a list to hand over. What would be the best way of going about this?
You should ask HSBC what their criteria for joining their panel is for a solicitor.Then ask the conveyancer of your choice whether they meet the criteria and have they acted on loans for HSBC in the past. If the answer to those is yes, then just double check with HSBC. Alternatively please make use of our search facility and we may be able to locate a property lawyer in St Fagans on the approved list for HSBC.