I have just started taking steps with the aim of transferring my domestic mortgage to a Buy to Let Halifax mortgage. The bank has said that I must appoint a lawyer for this. I spoke to my previous St Fagans conveyancing practitioner who acted on my behalf when I first bought the house. The quote sent of £450 plus VAT is surprising as its a refinance than a sale or purchase.
The estimate does seem a tad steep. If you you were to look around you might reduce the fees marginally by as much as a hundred pounds. On the other hand, assuming were happy with the service the firm provided you couldlive to regret choosing an an unknown lawyer. Don't forget to check the firm can represent Halifax. You can use our search tool to find a St Fagans conveyancing firm on the Halifax conveyancing panel, which can often include conveyancing solicitors in St Fagans.
We are buying a flat and require a conveyancing solicitor in St Fagans who is on the Kent Reliance solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in St Fagans.
My grandfather passed away 10 months ago and as sole heir and executor I was left the property in St Fagans. The house had a relatively small loan remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Barclays, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then Barclays will require that you use a conveyancer on the Barclays conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Barclays conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Barclays mortgage is registered as a charge at the Land Registry.
Despite weeks of looking the Title Certificate and documents to my house are lost. The solicitors who handled the conveyancing in St Fagans 10 years ago are no longer around. What do I do?
As long as you have a registered title the information relating to your ownership will be held by the Land Registry under a Title Number. It is possible to conduct a search at the Land Registry, identify your house and obtain current copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be ordered for twenty pounds.
I need to retain a conveyancing solicitor for some conveyancing in St Fagans. I have discover a site which seems to have the perfect solution If there is a chance to get all the legals done via phone that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Expecting to exchange soon on a studio apartment in St Fagans. Conveyancing solicitors inform me that they are sending me a report within the next couple of days. What should I be looking out for?
Your report on title for your leasehold conveyancing in St Fagans should include some of the following:
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Specifying your rights in respect of common areas in the block.By way of example, does the lease provide for a right of way over an accessway or hallways? You must be told what constitutes a Nuisance in the lease Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? Do you need to have carpet in the flat or are you allowed wood flooring? What you can do if another leaseholder in the building breaches a clause of their lease?
I inherited a 1st floor flat in St Fagans, conveyancing having been completed June 2001. Can you work out an approximate cost of a lease extension? Corresponding properties in St Fagans with a long lease are worth £191,000. The average or mid-range amount of ground rent is £55 invoiced every year. The lease finishes on 21st October 2079
With only 53 years left to run we estimate the price of your lease extension to be between £27,600 and £31,800 plus professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure without more detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first seeking the advice of a professional.