I am hoping to receive a mortgage with Santander. My intention is to use a Licensed Conveyancer in Willenhall. Does the Santander Solicitor panel allow for Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
As a first time buyer what is the most important advice you can impart regarding purchase conveyancing in Willenhall?
You may not hear this from too many lawyers but conveyancing in Willenhall and elsewhere in Birmingham is often a confrontational experience. In other words, when it comes to conveyancing there exists an abundance of room for confrontation between you and others involved in the transaction. E.g., the vendor, property agent and sometimes the mortgage company. Choosing a law firm for your conveyancing in Willenhall should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the legal process whose role it is to act in your legal interests and to protect you.
We are witnessing a definite ongoing adversarial element to conveyancing- someone must be at fault for the process taking so long. We recommend that you should always trust your lawyer ahead of all other parties in the home moving process.
I am purchasing a terraced house in Willenhall. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Willenhall you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Willenhall.
Just bought a terraced house in Willenhall , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Willenhall conveyancing solicitor has been very slow, so I want to be certain that my name is registered.
There is nothing unique when it comes to conveyancing in Willenhall registration formalities. As opposed to being determined by geographic area, timeframes can vary depending on the party submitting the application, whether there are errors and if the Land registry have to notify any other parties. At present approximately 80% of such applications are fully addressed in less than three weeks but occasionally there can be longer delays. Registration is effected after the buyer is living at the premises so registration formalities is not always an essential issue but if there is a degree of urgency associated with the registration then you or your lawyers could contact the land registry and explain the circumstances.
I decided to have a survey carried out on a house in Willenhall in advance of instructing conveyancers. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some mortgage companies may not give a loan on such a property.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Willenhall. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Willenhall to see if the conveyancing will be more expensive.
Is it best to appoint a Willenhall conveyancing solicitor in close proximity to the house I am purchasing? An old friend can perform the legal formalities but her office is 400miles drive away.
The benefit of a local Willenhall conveyancing firm is that you can attend the office to sign documents, present your identification documents and pester them if necessary. Having local Willenhall know how is a plus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and the majority were content that must trump using an unfamiliar Willenhall conveyancing solicitor just because they are local.