Are you able to recommend a Norwich and Peterborough Building Society sanctioned Cwmbran conveyancing solicitor who can have us moved in within two weeks? Would it be better to use a high street Cwmbran conveyancer or an online comparison site?
We can recommend some very good Cwmbran conveyancing firms. Another option is to visit the high street in Cwmbran. Visit a couple of firms and ask to speak with a conveyancing solicitor for a quote. Mention your time frames together with your reasons and ask for an assurance on your deadline. Select the one that you trust.
My grandmother passed away last year and as sole heir and executor I was left the property in Cwmbran. The house had a small mortgage remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this allowed?
Where you plan to refinance then Co-operative will insist on your using a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.
I am assisting my step-mother sell her house in Cwmbran. Will the conveyancer commission the EPC or do I organise this?
Following the abolition of Home Information Packs, EPC’s became a mandatory element of moving property. An EPC must be commissioned prior to the property being marketed. This is not as aspect of the sale process that conveyancers normally arrange. If you are instructing a Cwmbran conveyancing practitioner they may be able to arrange energy performance certificates due to their relationships with long established local energy assessors
I happen to be the only beneficiary of my late grandmother’s estate with all property in now in my sole name, including the house in Cwmbran. The Cwmbran property was put into my name in September. I plan to dispose of the property. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership could be considered the same way as though I had purchased the property in September. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. Some mortgage companies would take a pragmatic view as this obligation chiefly exists to identify the purchase and immediately sell or the quick reselling of property.
I am due to exchange contracts on my flat. I had a double glazing fitted in October 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Leeds Building Society are being difficult. The Cwmbran solicitor who is on the Leeds Building Society conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I opted to have a survey carried out on a house in Cwmbran prior to instructing lawyers. I have been informed that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies will not give a loan on this type of property.
It depends who your proposed lender is. HSBC has different requirements from Halifax. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cwmbran. Conveyancing will be smoother if you use a solicitor in Cwmbran especially if they regularly deal with such properties in Cwmbran.
I am downsizing from my house. My past lawyers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Cwmbran if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in Cwmbran. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
All being well we will complete the sale of our £300,000 maisonette in Cwmbran in seven days. The freeholder has quoted £324 for Landlord’s certificate, insurance certificate and previous years service charge statements. Is the landlord entitled to charge exorbitant fees for a leasehold conveyance in Cwmbran?
For the majority of leasehold sales in Cwmbran conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
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Answering pre-contract questions
Where consent is required before sale in Cwmbran
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I inherited a 2 bed flat in Cwmbran, conveyancing formalities finalised 7 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Comparable flats in Cwmbran with a long lease are worth £180,000. The ground rent is £65 invoiced annually. The lease ends on 21st October 2083
With just 58 years remaining on your lease the likely cost is going to span between £21,900 and £25,200 as well as plus your own and the landlord's "reasonable" professional fees.
The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.