My fiance and I are planning to acquire a house in Cwmbran and have instructed a Cwmbran conveyancing firm. Within the past 48 hours our property lawyer has forwarded the sale agreement to be signed with a detailed report with a view to exchanging next week. Barnsley Building Society have this afternoon contacted us to advise us that they have now hit a problem as our Cwmbran conveyancer is not on their approved list of lawyers. Is this a problem?
Where you are buying a property needing a mortgage it is usual for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You don't have to instruct a firm on the bank's conveyancing panel and you may continue to use your own Cwmbran solicitors, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.
Finally the sale completed on my house in Cwmbran last September but our buyer keeps whats apping me to moan that his solicitor is waiting to hear from mylawyer. What are the post completion sale legalities now that I have sold?
After completion of your disposal your lawyer should forward the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where appropriate, your conveyancer should also confirm that the mortgage has been redeemed to the buyers conveyancers. There is unlikely to be post completion steps specific conveyancing in Cwmbran.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Cwmbran. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 31/7/2026, the requirements read as follows :
The deeds to my property are lost. The lawyers who handled the conveyancing in Cwmbran 10 years ago have long since closed. What are my next steps?
You no longer need to hold title original deeds to prove you own the land or property, given that the Land Registry hold details of all registered land or property electronically.
I have been on the look out for a ground for flat up to £305k and found one round the corner in Cwmbran I like with open areas and transport links nearby, however it's only got 49 years unexpired on the lease. There is not much else in Cwmbran suitable, so just wondered if I would be making a grave error buying a short lease?
Should you require a mortgage the shortness of the lease will be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.
I acquired a flat in Cwmbran last 7/5/2025 and to date it is still not registered with HM Land Registry. It is part of a development site and my property lawyer told me that it can take twelve months to register. I have contacted the Land Registry directly and they have informed me the initial application was cancelled due to failure to reply to requisitions. What can I do?
Contact your property lawyer - Where you are unsatisfied with the responses, find out about their internal complaints protocol and amplify your problem to a Partner. Registrations for Cwmbran conveyancing are not known to be especially complex.