Forgive me if this question is silly but I am new to the process as a first time purchaser of a two bedroom flat in Llandaff. Do I pick up the keys to the premises on completion from my solicitor? If this is the case, I will find a local conveyancing solicitor in Llandaff?
On the day of completion you do not need to attend the conveyancers office in Llandaff. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s conveyancers, and once they have received this, you should be called to collect the keys from the Estate Agents and move into your new home. Usually this happens early afternoon.
We are aiming to move house in July. Does my conveyancing solicitor update the removal company on the day of completion. Incidentally, can you suggest a removal company in Llandaff. Conveyancing solicitor was chosen prior to coming across this page.
On the afternoon of completion you will need to pick up the house keys from your selling agent but this can only be done when the sellers conveyancers inform the agent that the monies to complete are in and the keys can be passed over. Subsequently you can advise the removal company that you are ready to move in. We do not recommend a particular removal organisation but can assist you in choosing a conveyancing in Llandaff or a solicitor with expertise in conveyancing in Llandaff.
I am due to exchange contracts on my house. I had a double glazing fitted in May 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Yorkshire BS are being difficult. The Llandaff solicitor who is on the Yorkshire BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Me and my brother own a 4 bedroom Victorian house in Llandaff. Conveyancing lawyer acted for me and Leeds Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Llandaff and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing lawyer who conducted the conveyancing.
I am purchasing a new build house in Llandaff with a mortgage from TSB. The developers refused to reduce the amount so I negotiated £7000 of additionals instead. The sale representative suggested that I not reveal to my lawyer about the extras as it could impact my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a house in Llandaff prior to retaining lawyers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some mortgage companies will refuse to give a loan on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Llandaff. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to appoint a conveyancing solicitor for remortgage conveyancing in Llandaff. I have land on a site which appears to be the ideal solution If there is a chance to get all formalities done via web that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My husband and I are are looking to find an affordable conveyancing lawyer in Llandaff to purchase a home. I I am concerned about appointing the wrong one but with plenty Llandaff conveyancing solicitors out there...who do I opt for?
To get quotes for your move from the conveyancing firms that offers services in Llandaff please use our quote tool.