I am planning to acquire a flat and require a conveyancing solicitor in Cyncoed who is on the Aldermore solicitor. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Aldermore in certain locations such as Cyncoed. We dont recommend any particular firm.
I am helping my aunt sell her flat in Cyncoed. Will the conveyancer order an EPC or it is for me to coordinate?
Following the demise of Home Information Packs, energy performance certificates was retained a compulsory component of moving property. An energy performance certificate must be to hand before the property is placed on the market. It is not a task that conveyancers normally arrange. If you are using a Cyncoed conveyancing lawyer they may help arrange energy assessments given their relationships with long established local assessors
Please help - my lawyer advises that absentee landlord insurance is necessary on my purchase. What is the level of cover for Cyncoed conveyancing?
The right level of absentee landlord indemnity insurance depends on your lender. It would differ for example between Santander and Leeds Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
We expect to receive a OIP from Bank of Ireland this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Cyncoed solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?
You will need to appoint Cyncoed solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.
Do I need to take out insurance to protect me from financial exposure to chancel repairs when buying a house in Cyncoed?
Unless a previous acquisition of the house took place post 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in Cyncoed to remain recommending a chancel search and or chancel repair liability policy.
I own a semi-detached Edwardian house in Cyncoed. Conveyancing solicitor represented me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold with the exact same property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cyncoed and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing practitioner who conducted the purchase.
I was pointed in your direction by numerous estate agents in Cyncoed to find a solicitor using your seach tool. Is there a financial incentive for Estate Agents to market your site rather than alternative conveyancing organisations?
We don’t make any referral fee for directing people to this site. We thought it would be too underhand to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.
I have instructed a Cyncoed conveyancing solicitor for our home move (first time buyers) and have picked up in the terms and conditions that they are not overseen by the Financial Conduct Authority. Am I right to be concerned or is that standard with conveyancer?
We can't see why they should be. Most conveyancing practitioner don't lend money. You should check that they are governed by the Solicitors Regulation Authority, who set stringent rules in place on monies sitting by them.