I have given 8 weeks notice to my existing landlord and must leave my let out apartment in Cyncoed by 8/4/2026. Conveyancing on my purchase has just started. Is it possible to complete in a couple of weeks as I wish to avoid having to find temporary accommodation?
It is unwise to give notice on a rental unless you have exchanged. If you have not previously done so, speak to your solicitor and request that they seek the assistance the owners lawyers, try to an agreed time frame that everyone will work to achieve
We note that you have a search directory listing firms on the Clydesdale conveyancing panel. Do companies pay you a commission if I instruct them for our conveyancing in Cyncoed?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cyncoed.
I am purchasing a right to buy a flat in Cyncoed. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Cyncoed you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Cyncoed.
Are all Cyncoed Conveyancing Quality Solicitors on the Yorkshire BS conveyancing panel?
A selection of lenders now utilise CQS as the kick off point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.
It is not clear whether my lender requires a lease extension. I have called my Cyncoed building society branch on numerous occasions and was told they are content with the situation and they will lend. My Cyncoed conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend based on their published requirements. Who do I believe?
The lawyer has to follow the CML Handbook Part 2 conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am due to exchange contracts on my flat. I had a double glazing fitted in July 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, UBS are being problematic. The Cyncoed solicitor who is on the UBS conveyancing panel is saying indemnity insurance will be fine but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My colleague recommended that where I am purchasing in Cyncoed I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Cyncoed conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Cyncoed around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Cyncoed Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Cyncoed Education with maps and statistics, Local Amenities and other useful information about Cyncoed.
I have justdiscovered that Wolstenholmes have closed. They conducted my conveyancing in Cyncoed for a purchase of a freehold house 10 months ago. How can I check that the property is not still registered in the name of the previous owner?
The easiest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Cyncoed conveyancing specialists.