My IFA has asked me for my Rhiwbina solicitor’s panel reference for the Nat West conveyancing panel. How do I discover this. I have called my local Rhiwbina branch but they don't know it.
Have you tried contacting your Rhiwbina conveyancing practitioner about this?. Most Rhiwbina conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
I purchased a freehold premises in Rhiwbina but nevertheless charged rent, why is this and what is this?
It’s unusual for properties in Rhiwbina and has limited impact for conveyancing in Rhiwbina but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.
This question may be naive but I am unseasoned as FTB of a ground floor flat in Rhiwbina. Do I receive the keys to the premises on the completion date from my solicitor? If so, I will instruct a High Street conveyancing solicitor in Rhiwbina?
On the day of completion you will not be required to attend the conveyancers office in Rhiwbina. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s solicitors, and shortly after the monies have arrived, you will be able to collect the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
My husband and I are in the process of viewing houses in Rhiwbina and I am now considering a potential offer. Is it too early to have a solicitor in place? I will be getting a mortgage with Kent Reliance.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. As you are obtaining a mortgage with Kent Reliance, ask your prospective lawyers if they are on the Kent Reliance conveyancing panel otherwise they can't do the mortgage legal work.
About to purchase flat in Rhiwbina. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Rhiwbina property lawyer is on the Aldermore conveyancing panel.
I used Stirling Law several years ago for my conveyancing in Rhiwbina. I now require my file but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Rhiwbina of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Rhiwbina is where the house is located. Can you shed any light on this issue?
Flying freeholds in Rhiwbina are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Rhiwbina you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rhiwbina may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What does commercial conveyancing in Rhiwbina cover?
Rhiwbina conveyancing for business premises covers a broad array of guidance, given by qualified solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.