Willusing a Church Village conveyancing practitioner make my purchase more efficient?
Church Village is a unique place, where neighbourhood insight helps. The laid-back lifestyle is great – but not for your house move. The property lawyers that we endorse combine in-depth Church Village know how with a professional, hands-onattitude that helps the conveyancing to progress with the minimum of fuss. It is a definite plus where they can make use of well established connections with mortgage brokers, local authorities, valuers and counterpart Church Village conveyancing practices
Why do I have to pay up front for my conveyancing in Church Village?
If you are buying a property in Church Village your solicitor will request that you place them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. If any deposit is as part of the sale price then this should be needed shortly ahead of exchange of contracts. Any further balance that is needed should be sent to your lawyer shortly before completion.
How can we tell if a Church Village conveyancing solicitor on the Coventry BS panel is any good?
When it comes to conveyancing in Church Village getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer carrying out your conveyancing.
I am currently in the process of buying my council flat in Church Village. I have a mortgage agreed with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
I had an offer accepted on an apartment in Church Village on 20/8/2025, valuation was booked 4 days later, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Church Village is where the house is located. Is there any guidance you can give?
Flying freeholds in Church Village are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Church Village you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Church Village may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I have just appointed agents to market my 2 bed apartment in Church Village. Conveyancing has not commenced, but I have just had a half-yearly service charge invoice – should I leave it to the buyer to sort out?
Your conveyancing lawyer is likely to suggest that you should pay the service charge as normal because all rents and service invoices should be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I acquired a 1 bedroom flat in Church Village, conveyancing having been completed in 2008. Can you please calculate a probable premium for a statutory lease extension? Corresponding properties in Church Village with a long lease are worth £206,000. The ground rent is £45 levied per year. The lease finishes on 21st October 2090
With just 65 years unexpired we estimate the premium for your lease extension to span between £13,300 and £15,400 plus professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to provide a more accurate figure in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.
I have today placed an offer on an apartment in Church Village and the mortgage adviser that we are using recommended his lawyer. She quoted £1000 excluding VAT and 3rd party costs. Does this sound reasonable?
You should not rely on one estimate. One should seek like-for-like quotes for your conveyancing in Church Village. Then select one that you are comfortable with and just as important, is on the approved panel of the lender that you have applied for a mortgage from.