Having been referred to your site we were going to appoint conveyancing solicitor in Church Village recommended using your comparison tool but have come across alternative costs illustrations via the web seem less pricey – why is this?
There are numerous firms promoting so-called cut-price conveyancing, unfortunately it’s common in such cases for additionalfees end up with the closing fee being inflated. Solicitors ought to ensure costs contained in terms of business should be equitable raised The conveyancers that we put forward for conveyancing in Church Village genuinely set out all costs for a standard conveyancing transaction.
We are about to exchange contracts for a leasehold flat in Church Village. We encountered a problem. The mortgage offer with Bank of Ireland runs out on 11/11/2025 but the owners are insisting on a completion date of 13/11/2025. Is it possible to prolong the mortgage offer?
The person best placed to deal with your question is your conveyancer who will hopefully determine if he or she is better off negotiating with the mortgage company, owner’s lawyers, estate agents or indeed all parties based on what has gone on in your house move to date.
Is it correct that all Church Village CQS (Conveyancing Quality Scheme) solicitors are on the Yorkshire BS conveyancing panel?
It is true that some lenders now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.
I am purchasing a property in Church Village. A rare aspect is that the roof has a solar panel. Nottingham have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Nottingham your lawyer must follow the conveyancing instructions set out in Section 2 of UK Finance Lenders’ Handbook for Nottingham. The CML Handbook sets out minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Nottingham where a lease fails to satisfy these conditions. The specifications relate to the installation of panels on properties nationwide and is not limited to Church Village.
I have finally had an offer on a flat in Church Village agreed to, but there is a chain. The owners have put an offer on a property, however it’s not yet agreed to, and are looking at other flats in the pipeline. I have instructed a local conveyancing solicitor in Church Village. What do I do now? At what stage do I apply for the mortgage with Leeds Building Society?
It is usual to have concerns where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is in the region of one thousand pounds, then survey, Church Village conveyancing search charges, etc). The first thing to do is ensure that your lawyer is on the Leeds Building Society conveyancing panel. As to the next steps this very much dictated by the specifics of your case, desire for this property and on the state of the market. In a buoyant market the majority of purchasers would apply for the mortgage with Leeds Building Society and pay for the valuation and only if it was satisfactory would they ask their solicitor to move forward with the conveyancing in Church Village.
Am I best advised to go with a Church Village conveyancing lawyer based in the vicinity that I am buying? We have a good friend who can deal with the conveyancing however her office is approximately 350miles drive away.
The primary upside of using a local Church Village conveyancing practice is that you can drop in to execute paperwork, present your identification documents and apply pressure on them where appropriate. Having local Church Village know how is a plus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and on the whole were impressed that must surpass using an unknown Church Village conveyancing lawyer just because they are based in the area.
My wife and I purchased a leasehold house in Church Village. Conveyancing and Bank of Scotland mortgage went though with no issue. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1995. The conveyancing solicitor in Church Village who acted for me is not around. Any advice?
First contact HMLR to be sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. There is no need to instruct a Church Village conveyancing firm to do this as it can be done on-line for less than a fiver. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I am the registered owner of a 2 bed flat in Church Village, conveyancing having been completed in 1995. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Church Village with a long lease are worth £216,000. The ground rent is £50 per annum. The lease finishes on 21st October 2094
With just 69 years remaining on your lease the likely cost is going to be between £9,500 and £11,000 as well as professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.
How does one as executor remove a departed person's details from the title register for a house in Church Village?
If a Church Village property is co-owned and one of the owners dies, their name will not immediately be removed from the title deeds. You are not required to remove their name as in the event of a disposal your lawyer would just be asked to evidence why the other owner is not included in the conveyance, normally this is in the form of the probate documents.
With the aim of making things simpler for the sale of the property you may arrange to have the deceased person removed from the title entries by submitting an application to HM Land Registry with evidence of the death. There is no land registry fee payable.