We were just about to exchange contracts for a leasehold flat in Church Village. We have hit a problem. Our loan offer with Barnsley Building Society expires on 11/12/2025 but the vendors are putting forward a completion date of 15/12/2025. Is it possible to prolong the loan expiry date?
The best person to address this issue is your lawyer who should assess whether he or she is corresponding with the lender, seller’s solicitors, estate agents or possibly all parties based on the circumstances your house move as of today.
We see that you have a post code search directory listing solicitors on the Kent Reliance conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Church Village?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Church Village.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Church Village?
There are two types of lawyers who can execute conveyancing in Church Village namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that you need to complete the disposal or acquisition of property. Both are required to perform Church Village conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly carried out and that the requisite procedures should be correctly adhered to.
Is it correct that all Church Village CQS (Conveyancing Quality Scheme) solicitors are on the Coventry BS conveyancing panel?
Some major lenders now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.
Kent Reliance have agreed my home loan in principle, my bid on a property in Church Village has been accepted, what are the next steps?
Your property agent will need to know who your solicitors are (ensure that the lawyers are on the bank’s panel). Telephone Kent Reliance or the broker and finish off any relevant forms. Kent Reliance will appoint a valuer who will get in contact with the selling agent or vendor to arrange a slot for the valuation to happen. Once conducted (assuming no problems) it takes about ten days to get a mortgage offer. Kent Reliance will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Church Village.
I am looking for a flat up to £235,500 and identified one round the corner in Church Village I like with amenity areas and transport links in the vicinity, however it only has 51 years unexpired on the lease. I can't really find anything else in Church Village suitable, so just wondered if I would be making a mistake purchasing a short lease?
If you need a mortgage the shortness of the lease may be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
Given that I am about to part with hundreds of thousands of pounds on a terraced house in Church Village I wish to talk to a lawyer concerning theconveyancing ahead of instructing the firm. Can this be arranged?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer who will be carrying out your property ownership legalities in Church Village.There is no ‘factory style conveyancing’ - each client is unique individual, not a case number. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Church Village should be the figure that you end up paying.
I am one month into a residential purchase having been recommend to a firm by the selling agent to carry out the conveyancing in Church Village. I am not happy. Can you you assist me in finding new solicitors?
A conveyancer would need to be very poor to suggest replacing them. Has the loan offer been issued? If so you need to make them aware of the new conveyancer and have the offer are issued to the new lawyers. The solicitor ideally needs to be on the mortgage company panel to avoid added charges and frustration. That should be your starting point. Our search tool should help you find a lender approved lawyer for your conveyancing in Church Village