Unfortunately I am unable to travel far from Church Village. Can you please spell out why all Church Village solicitors aren't automatically on all mortgage company panels?
As unjust as it may seem for lenders to restrict who can represent them, from the public’s or lawyer’s point of view, the the contrary view is that lending institutions are increasingly anxious and regard it essential to protect them against mortgage fraud. As a result of this concern lenders have reduced their conveyancing panel to a manageable size.
Can I use your services to locate a Conveyancing solicitor in Church Village even where I’m not purchasing or disposing of a house, for example if I wish to buy a shop in Church Village with a mortgage from Coventry Building Society?
Our comparison service is predominantly utilised to locate residential conveyancing solicitors in Church Village but we have set out towards the end of this page a selection of Church Village commercial conveyancing firms. You should speak with the firm directly to establish if they are also authorised to represent Coventry Building Society
We are planning on selling our home in Church Village and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any high street Church Village lawyer would know this is not the case. It does beg the question why the buyers instructed an internet conveyancing practice as opposed to a conveyancing solicitor in Church Village. Having lived in Church Village for six years we know of no issue. Do we get in touch with our local Authority to obtain confirmation that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Due to the guidance of my in-laws I had a survey completed on a house in Church Village ahead of instructing lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies will not grant a mortgage on this type of house.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Church Village. Conveyancing may be slightly more expensive based on your lender's requirements.
We're novice buyers - agreed a price, but the agent told us that the seller will only move forward if we use the agent's recommended lawyers as they want an ‘expedited deal’. My instinct tells me that we should use a family solicitor accustomed to conveyancing in Church Village
We suspect that the owner is unaware of this demand. Should the owner desire ‘a quick sale', alienating a motivated buyer is not the way to achieve this. Bypass the agents and go straight to the owners and make the point that (a)you are serious buyers (b)you are ready to progress, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you intend to instruct your own,trusted Church Village conveyancing solicitors - rather thanthe ones that will provide their estate agent a kickback or meet his conveyancing thresholds pre-set by corporate headquarters.
What makes a Church Village lease defective?
Leasehold conveyancing in Church Village is not unique. Most leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain clauses are wrong. For example, if your lease is missing any of the following, it could be defective:
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Insurance obligations
A defective lease will likely cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Santander, Norwich and Peterborough Building Society, and Aldermore all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to provide security, forcing the buyer to withdraw.
Leasehold Conveyancing in Church Village - A selection of Queries before buying
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Who takes charge for maintaining and repairing the building? The best form of lease structure is where the freehold reversion is owned by the leaseholders. In this situation the lessees have control and even though a managing agent is often employed if it is larger than a house conversion, the managing agent employed by the leaseholders. Is there a share of the freehold?