We were just about to sign contracts for a leasehold flat in Tongwynlais. We have hit a stumbling block. The loan offer with Leeds Building Society runs out on 5/10/2026 but the vendors are suggesting a completion date of 7/10/2026. Can one prolong the mortgage offer?
The person best placed to deal with your issue is your solicitors who will calculate whether they corresponding with the mortgage broker, seller’s solicitors, selling agents or possibly all three based on what has happend in your transaction as of today.
I have just over seventy years left on my lease and need a lease extension for my flat in Tongwynlais. Conveyancing solicitors on the Platform panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/8/2026 the requirements read as follows :
I got the keys to my flat on 6 October and my personal details is not yet on the land registry website. Any reason for this? My conveyancing solicitor in Tongwynlais advises it should be concluded in less than a month. Are transfers in Tongwynlais particularly slow to register?
There is nothing unique about conveyancing in Tongwynlais registration formalities. Rather than based on location, timescales can vary subject to who lodges the application, whether there are errors and if the Land registry have to notify any interested persons or bodies. As of today approximately three quarters of submission are fully addressed in less than three weeks but some can be subject to longer hold-ups. Historically registration takes place once the new owner has moved in to the premises so an expedited registration is not usually top priority but if there is a degree of urgency associated with the registration then you or your solicitor can communicate with the Registry to express the reasoning for the application to be prioritised.
I'm refinancing my current home to a BTL loan with National Westminster Bank and intend to use the remaining equity as a down payment on another property. The area we are talking about is Tongwynlais. Will your solicitors be able to act for the two lenders and tie in the conveyances?
Do use our comparison tool on this page to check that the solicitors are on the relevant lender panels. On the basis that they are your conveyancer should be able to simultaneously deal with the two deals but you should have a chat with you solicitor and make apparent your desired outcome and needs.
My wife and I purchased a leasehold flat in Tongwynlais. Conveyancing and Aldermore mortgage organised. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1997. The conveyancing solicitor in Tongwynlais who acted for me is not around. Do I pay?
First make enquiries of HMLR to be sure that this person is indeed the new freeholder. There is no need to incur the fees of a Tongwynlais conveyancing firm to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I bought a leasehold flat in Tongwynlais, conveyancing having been completed half a dozen years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Tongwynlais with an extended lease are worth £171,000. The average or mid-range amount of ground rent is £50 invoiced annually. The lease finishes on 21st October 2105
With only 79 years left to run we estimate the price of your lease extension to span between £8,600 and £9,800 as well as legals.
The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.
I have been recommended a conveyancing solicitor in Tongwynlais. I need to find out if they are on the lender's conveyancing panel. Could you advise?
You should contact your solicitor to enquire if they are on the bank's approved list. Alternatively please get in touch with us and we can investigate and revert. If they are not on the lender panel we we can help find a specialist conveyancing solicitor in Tongwynlais on the panel for your lender.