As someone not used to conveyancing in Canton what is the number one tip you can give me concerning the ownership transfer in Canton
You may not hear this from too many lawyers but conveyancing in Canton or throughout Cardiff is an adversarial experience. In other words, when it comes to conveyancing there exists plenty of room for friction between you and other parties involved in the ownership transfer. E.g., the vendor, estate agent and on occasion a bank. Selecting a lawyer for your conveyancing in Canton an important selection as your conveyancer is your adviser, and is the ONE person in the process whose role it is to protect your best interests and to protect you.
Every so often a third party with a vested interest may attempt to convince you that it is in your interests to do things their way. As an example, the property agent may claim to be helping by suggesting your solicitor is slow. Or your mortgage broker may advise you to do something that is contrary to your lawyers advice. You should always trust your lawyer above all other parties in the home moving process.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Canton. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/4/2025, the requirements read as follows :
We are purchasing a end of terrace house in Canton. Our aim is to carry out a loft conversion at the house.Will the conveyancing process involve enquiries to see if these works are allowed?
Your property lawyer will review the deeds as conveyancing in Canton will on occasion reveal restrictions in the title documents which prevent certain works or require the permission of another owner. Many works call for local authority planning permissions and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
Can you help - my lawyer advises that missing deeds insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Canton?
The appropriate level of missing deeds indemnity insurance depends on your lender. It would differ for example between Santander and Skipton Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Principality are being problematic. The Canton solicitor who is on the Principality conveyancing panel is recommending indemnity insurance as a solution but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Canton is where the house is located. Is there any advice you can give?
Flying freeholds in Canton are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Canton you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Canton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In my capacity as executor for the estate of my grandmother I am selling a residence in Cardiff but live in Canton. My conveyancer (who is 235 kilometers awayrequires that I execute a statutory declaration prior to completion. Can you recommend a conveyancing solicitor in Canton to attest this legal document for me?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Canton based
We are midway through buying a house in Canton. Conveyancing lawyer has told us the property is "Leasehold". Does this adversely affect our mortgage valuation?
Canton conveyancing does not in most situations involve leasehold houses. The main factor here is the unexpired lease term and the ground rent. If there are hundred of years years remaining with a peppercorn rent, it's essentially freehold, so it shouldn't impact the saleability too much.
On the flip side, if it's, say, Sixty years it will have a material effect on the saleability, and probably wouldn't be mortgageable. The length of lease and ground rent will be stated in the lease to be supplied to your conveyancer.